MemberSince99 wrote:You know that reminds me, I have not gotten a mail offer in at LEAST 6 months if not longer. Not that I really care but it just kind of dawned on me. Do you guys get lots of offers in the mail?
I used to get nothing but occasional offers from AmEx (they're obsessed for some reason I can't figure out). But after I raised my credit score a few months ago, I started getting 4-5 banks sending offers, each repeating themselves every 1-2 weeks. Now that I've applied for 2 cards, and one has reported, it seems to have slowed down. I haven't had a non-AmEx offer for a couple weeks now. Which is fine - I'm done for this cycle.
The only constant is AmEx. What they offer depends on my credit at the time, but they're always offering something. Even when I fell onto CreditOne's radar, AmEx was still there, offering charge cards. It's almost like getting a free credit report. The AmEx Mail Offer Index.
They consistently offer more generous terms than anyone else, it's like they think I'm a different person than the other banks do. But I'm not the high flyer they think I am, so unfortunately I find their cards impractical. The only exception is BCE, but I don't really need that either, and they've only had the insight to offer that once. That was shortly after I applied to Discover - so I wonder if that inquiry is what prompted it. After that they returned to the endless "Blue Sky" mailers. Once they drop me back to charge card offers, I'll know my Discover balance has reported.