- Platinum Member
- Posts: 62
- Joined: Tue Nov 27, 2012 8:43 am
- Website: http://irvinfitness.com
- Location: Lafayette/IN
I opened one a little over a year ago and they gave me an auto CLI after about 6 months from 4500 to 5900. At one point I was going to request a CLI, but they told me it would be a hard pull so I told them nevermind and it was about 2 weeks later that they gave me the auto CLI....
I don't think their CLI policy is the same regarding the 3X rule and I've never heard of a soft pull CLI with them, but I guess you never know if you don't ask (and maybe they will do a soft pull and give you something if you turn down the hard pull too). I have no idea if the auto had anything to do with my request, but in my case I did end up getting something.
Based on what I can tell, they like to compete with your highest line. So if you have a card that is much higher, they may give you an increase to try and match it. I think if you have had it since 2005 and you have higher cards, you have a good chance at getting a CLI if you call and ask about it, but that assumes you have a good history with them.
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