MemberSince99 wrote:I thought they eliminated that for new customers and it's only currenlty grandfathered and was being phased out?
It was modified - the old trifecta got you 10 points and a 10% bonus on each transaction with Freedom. I'm still grandfathered into that plan. The new plan, into which current applicants fall and some old cardholders have been transitioned, provides a 10% end-of-year bonus that works like the 7% CSP bonus and eliminates the per-transaction bonus.
But, you've reminded me that my Freedom has uses other than bonus categories. The trifecta math says that even on restaurants, the Freedom wins for transactions under $10:
CSP - $10 x 2.14 = 21.4 UR points
Freedom - $10 x 1.1 + 10 UR points = 21 UR points
CSP - $9 x 2.14 = 19.26 UR Points
Freedom - $9 x 1.1 + 10 UR points = 19.9 UR points
I'm not 100% sure how Chase rounds, but I believe they keep the decimals until the end of the month and round the sum total of all transactions.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]