- Centurion Member
- Posts: 323
- Joined: Tue Mar 06, 2012 12:15 am
- Location: Chicago
djrez4 wrote:It was modified - the old trifecta got you 10 points and a 10% bonus on each transaction with Freedom. I'm still grandfathered into that plan. The new plan, into which current applicants fall and some old cardholders have been transitioned, provides a 10% end-of-year bonus that works like the 7% CSP bonus and eliminates the per-transaction bonus.
But, you've reminded me that my Freedom has uses other than bonus categories. The trifecta math says that even on restaurants, the Freedom wins for transactions under $10:
CSP - $10 x 2.14 = 21.4 UR points
Freedom - $10 x 1.1 + 10 UR points = 21 UR points
CSP - $9 x 2.14 = 19.26 UR Points
Freedom - $9 x 1.1 + 10 UR points = 19.9 UR points
I'm not 100% sure how Chase rounds, but I believe they keep the decimals until the end of the month and round the sum total of all transactions.
I have a Freedom card. If I were to get a Chase acct for my banking, I then could qualify for the "trifecta"
I have been thinking of switching from the bank that I use now to Chase.
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)