Review of The Duck Card Visa from OCCU

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
42 posts
Centurion Member
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Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Wed Nov 13, 2013 4:15 pm

By calling them, the number I used was 1-800-365-1111, I got there by being persistent, a rep can direct you to the right place.

Green Member
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Joined: Fri Nov 15, 2013 9:35 am
Location: NYC

Postby OperaGhost » Fri Nov 15, 2013 9:50 am

Been lurking for a while and just thought I'd share my experience getting me some Beaver.

EQ 780 and 1 INQ in past year. App'd and got instant approval. CL is $20k and APR 9.99%. It isn't my highest limit, but close to it.

I didn't think I'd get an instant as I have a ton of open accounts and CL's almost double income, but there are no derogatories and utilization is under 2%. Oldest account is about 15 years and average about 4.

Wife applied with a 718 FICO and also got $20k, but 14.99% APR. She didn't get an instant approval, but card showed up about a week later -- one day after getting her score in the mail.

Hoping OCCU doesn't suffer from PMS like other lenders such as Barclays.

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