Better is always highly subjective, regardless of topic. You need to provide a lot more information. What are you looking for in a card (rewards, benefits, etc)? What are your major spend categories? Any other criteria you have to help narrow it down to one over the other?
These aren't one-size-fits-all matters or else everyone would have the exact same card(s) in their wallets. For me, neither of these cards fits my needs. I do have the Sapphire Preferred but you can't rely on my needs/wants (or anyone else's) to validate the suitability of any given card to your own needs/wants.
If nothing else, why did you select these two cards? The more info you can give people any time you're asking for recommendations on any topic the better the feedback you'll get. Give us a better understanding of your thought processes.
GabeCR wrote:New to the forum, sorry if this topic has been discussed before but I searched and didn't see one specifically like this.
You can't expect every possible permutation of comparison to exist out there in threads. You need to compare any card you're considering to what you need/want.
GabeCR wrote:I have analyzed several cards. I am a Bank of America customer since 2006, so I feel that would be easy since I could just transfer money every month to pay the credit card with no hassle.
I pay all my cards online without any hassle. Some cards are more difficult to deal with due to payment restrictions but if you intend to pay once a month that's not likely to be an issue for you. Are you indicating that starting a relationship with another financial entity is a concern for you?
GabeCR wrote:With that said, I am interested in getting a credit card now to continue building my credit history since my loan is over so now I don't have any credit activity going.
Keep in mind that diversity and number of accounts affect your credit scoring. Accounts in good standing will remain on your reports for 10 years but don't count on a single account to improve/maintain your credit on its own. Your score will be limited if you're only relying on a single revolving account.