Being that I am in escrow on a new condo that needs to be furnished, it's probable I will be ordering online a fair amount of home furnishings. The O rewards program that seems really good.
Earn up to 8% in Club O Dollars on Overstock.com purchases and 1% in Club O Dollars everywhere else
Then I read the bottom of the application and it only says the credit card is earning 5% at their website.
5% Club O Dollars: You accrue the benefits described herein for all purchases made through Overstock.com, except international orders, cellular telephone service plans and Club O Memberships. In addition, transactions generated within the Cars, Auctions, Real Estate, Community, Vacations and any Tab other than the Shopping Tab are excluded.
Then where does the other 3% cash back come from?
The signup promo/new account offer is only a $20 statement credit which means the reason I would apply for the Mastercard from Overstock would solely be for the ongoing rewards.