RewardHop wrote:Yeah its not the best freaking thing possible but 5% on Restaurants or Fast Food is still a good deal. Especially if you spend several hundred dollars a month eating out.
I use the Restaurants and Electronic Stores 5% categories because I spend far more on those 2 than on Fast Food. For Fast Food, I use my Citi Forward which is 4% when I redeem on Amazon.com. (You can get 5% if you have a TY card but I don't).
It just all depends on how much you spend in those categories. It could definitely be very worthwhile.
As a dining card, it destroys any other card out there. I don't see why they can't combine the dining card, especially because of the $2K quarterly cap on the 5% categories. They could also let you have all 3 everyday categories but put a cap on them.