What's so great about Chase?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
23 posts
whit
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Posts: 508
Joined: Tue Aug 13, 2013 10:04 pm
Location: ca

Postby whit » Thu Sep 05, 2013 2:11 am

Credit limit shouldn't be equal to annual income..I've never seen it, I saw someone making 210k annually only get 41k in CL

if you really would and have a need for credit increase you can always ask for a special consideration based on account balances you have with them, that's if you bank with them

If they deny an increase they would be sending you the reason over the mail or you can speak with a credit analyst by asking to escalate it or if you're in the branch, to request the bank officer to do so--I've also seen instances where the full amount is not granted, the reason is also told, of why.

It doesn't hurt to know if you're curious. They're also required to give you the same report they pull for free when they do so to see if they can do a CLI


randeman
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Posts: 188
Joined: Tue Jan 10, 2012 7:11 pm
Location: New York, NY

Postby randeman » Thu Sep 05, 2013 8:21 am

DavidNY wrote:Sounds good. I have the Explorer version, which do you have?


The same. I don't travel enough to have the Club card and justify the $400 annual fee.
Cards and Credit lines Acquired:

Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).

randeman
Centurion Member
Centurion Member
 
Posts: 188
Joined: Tue Jan 10, 2012 7:11 pm
Location: New York, NY

Postby randeman » Fri Sep 06, 2013 6:07 am

deleted (double post)
Cards and Credit lines Acquired:

Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).



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