Automatic credit limit increase from Chase?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
13 posts
Centurion Member
Centurion Member
Posts: 122
Joined: Wed Dec 26, 2012 12:03 am
Location: Bay Area

Postby beef.stu » Mon Sep 16, 2013 1:46 pm

Nash, what was your usage pattern like?

Im on the fence as to whether I should just call in and take a hard inq for a cli or wait and see if I get an auto cli, but my usage on my Freedom rarely goes over 30% of my credit limit
(01/10) - Wells Fargo VISA Platinum
(05/10) - Techron Advantage
(10/12) - Amex BCE
(02/13) - Chase Freedom VISA
(09/13) - Discover It
(03/14) - Sallie Mae WMC
(09/15) - Citi Double Cash WEMC
(09/16) - US Bank Cash+ VISA Signature
(01/17) - Amazon Prime Rewards Visa Signature

Green Member
Green Member
Posts: 15
Joined: Sun Sep 01, 2013 12:03 am
Location: Southeast, US

Postby Nash » Mon Sep 16, 2013 8:46 pm

Since I got the card in January, it's actually been an unusual pattern, compared to my other cards. My wife and I bought a house in July, and I used the card to make all of our home upgrade purchases since it is still at 0% APR. Over a month and a half, I applied about $2700 of my $3500 limit, and that's when they boosted it to $5500.

In Q1, I purchased my wife's Macbook and didn't use it until it was paid off (end of March). Other than that, I used it for gas in Q2, paying in full once a week.
Discover it [3/12, $2,500]
Amex BCE [5/13, $25,000, bd 9/12]
Chase Freedom [1/13, $5,500]
SunTrust Cash Rewards [4/14, $7,000]
Bank of America Travel Rewards [9/15, $6,000]

Centurion Member
Centurion Member
Posts: 895
Joined: Thu Mar 21, 2013 6:06 am
Location: Ventura, CA

Postby rockyrock » Fri Sep 27, 2013 5:20 pm

I logged in today and found my CSP had been automatically increased from $20k to $25k. This is my everyday card but my average monthly balance is only $3k-$5k. I guess it is nice to have in case I ever need to shift balances around to open a third Chase card.

I just hit the five month mark with this card this week.
Sapphire Reserve: travel & dining
Blue Cash Preferred: groceries & gas
Freedom: 5% cats
Double Cash: everything else

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