Wells Fargo Cell Phone Insurance Benefit

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PlatinumAMEX94
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Wells Fargo Cell Phone Insurance Benefit

Postby PlatinumAMEX94 » Thu Aug 29, 2013 7:12 pm

When I got my latest Wells Fargo personal card it stated if my credit card paid my cell phone bill that it was insured for theft or damage up to $600. I had my cell phone paid through my Simply Cash Back AMEX but I'd rather have the free insurance.

So if anyone else has a WF cc (not debit) you should take advantage of this benefit.
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otter
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Postby otter » Tue Sep 03, 2013 11:17 pm

That's probably the only reason I still have my WF CC (every other card I have is a reward card). As far as I know, they're the only ones who have that kind of insurance.
In my Wallet:
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  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
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Sometimes in my Wallet:
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  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
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In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
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RewardHop
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Postby RewardHop » Tue Sep 03, 2013 11:21 pm

Citi Forward has this benefit as well, but its not as good.

Cellular Telephone Protection
Visa Cellular Telephone Protection is supplemental reimbursement and is underwritten by Indemnity Insurance Company of North America. Certain conditions, restrictions and exclusions apply. Coverage is subject to a maximum reimbursement amount of $250 in excess of the $50 co-payment you are required to pay.
[size=60]
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Terry
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Postby Terry » Fri Sep 20, 2013 6:28 pm

PlatinumAMEX94 wrote:When I got my latest Wells Fargo personal card it stated if my credit card paid my cell phone bill that it was insured for theft or damage up to $600. I had my cell phone paid through my Simply Cash Back AMEX but I'd rather have the free insurance.

So if anyone else has a WF cc (not debit) you should take advantage of this benefit.


Thanks for the info! I switched my cell phone payment method to the Wells Fargo Cash Back card.
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Postby thom02099 » Sat Sep 21, 2013 10:06 am

I keep forgetting that WF offers this service!

Buy your cell phone with AMEX for the extended warranty protection (better than most) and PAY YOUR BILL with WF for the damage protection. Should be a no brainer!
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