Wells Fargo Cell Phone Insurance Benefit

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
5 posts
User avatar
PlatinumAMEX94
Centurion Member
Centurion Member
 
Posts: 321
Joined: Mon Jan 02, 2012 1:21 am
Location: Denver

Wells Fargo Cell Phone Insurance Benefit

Postby PlatinumAMEX94 » Thu Aug 29, 2013 7:12 pm

When I got my latest Wells Fargo personal card it stated if my credit card paid my cell phone bill that it was insured for theft or damage up to $600. I had my cell phone paid through my Simply Cash Back AMEX but I'd rather have the free insurance.

So if anyone else has a WF cc (not debit) you should take advantage of this benefit.
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
Chase Sapphire Preferred
American Express Business Simply Cash

American Express Costco Business, American Express Platinum Business
Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k

Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+


User avatar
otter
Centurion Member
Centurion Member
 
Posts: 639
Joined: Sat Aug 24, 2013 8:45 pm
Location: Grand Forks, ND

Postby otter » Tue Sep 03, 2013 11:17 pm

That's probably the only reason I still have my WF CC (every other card I have is a reward card). As far as I know, they're the only ones who have that kind of insurance.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

RewardHop
Centurion Member
Centurion Member
 
Posts: 307
Joined: Wed Jan 02, 2013 3:43 pm
Location: USA

Postby RewardHop » Tue Sep 03, 2013 11:21 pm

Citi Forward has this benefit as well, but its not as good.

Cellular Telephone Protection
Visa Cellular Telephone Protection is supplemental reimbursement and is underwritten by Indemnity Insurance Company of North America. Certain conditions, restrictions and exclusions apply. Coverage is subject to a maximum reimbursement amount of $250 in excess of the $50 co-payment you are required to pay.
[size=60]
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]

User avatar
Terry
Centurion Member
Centurion Member
 
Posts: 119
Joined: Fri Sep 28, 2012 9:22 pm
Location: Texas

Postby Terry » Fri Sep 20, 2013 6:28 pm

PlatinumAMEX94 wrote:When I got my latest Wells Fargo personal card it stated if my credit card paid my cell phone bill that it was insured for theft or damage up to $600. I had my cell phone paid through my Simply Cash Back AMEX but I'd rather have the free insurance.

So if anyone else has a WF cc (not debit) you should take advantage of this benefit.


Thanks for the info! I switched my cell phone payment method to the Wells Fargo Cash Back card.
AMEX Green Card - NPSL [Member Since 1995]
AMEX Everyday Card ($25,000)
Chase Visa Signature ($17,000)
Citi Visa Signature ($16,000)
Discover IT ($17,500)
Sam's Club MasterCard - ($20,000)
Wells Fargo Personal Line of Credit - ($15,000)

FICO's - 803 EX, 805 EQ, 799 TU [01/2017]

thom02099
Centurion Member
Centurion Member
 
Posts: 476
Joined: Sat Apr 13, 2013 7:49 pm
Location: Colorado, USA

Postby thom02099 » Sat Sep 21, 2013 10:06 am

I keep forgetting that WF offers this service!

Buy your cell phone with AMEX for the extended warranty protection (better than most) and PAY YOUR BILL with WF for the damage protection. Should be a no brainer!
Retired, and in the process of retiring cards!
EQ = 850 EX=849 TU = 850 as of 07/2017



Return to “Visa & MasterCard”

Who is online

Users browsing this forum: No registered users and 3 guests