Will switching my Freedom MC to Visa affect anything?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Will switching my Freedom MC to Visa affect anything?

Postby Drudai » Wed Aug 28, 2013 9:55 am

Hello all,

with my new Discover card in tow, I realised that I don't have a Visa card anymore since I switched from my BoA bank (their local branch closed and the nearest is 2+ hours away!). Banking now with 5/3rd gives me MC debit and credit, and my secured CapOne is MC as well.

I applied for the Chase MC as I thought it would be easier to get, but now I wish I had a Visa (as my local casino has a rewards system with Visa and we plan on spending a lovely weekend get away there before Christmas).

I'm not sure how to go about switching, unless I have to completely apply for it separately, but on top of that, does it "close" my MC card (effecting AAoA/credit score) or just changes subtly within Chase's system?

Any help would be appreciated.
Chase Freedom: $800
Chase Slate: $500
Discover It: $2000
Sears: $2000
US Bank: $500
AMEX BCE: $2000

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Postby djrez4 » Wed Aug 28, 2013 12:44 pm

Changes are all within Chase and will not have detrimental effect on your AAoA. Send a secure message through the Chase website or call the number on the back of your card to request the swap.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

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Postby benhollberg » Wed Aug 28, 2013 12:58 pm

It shouldn't be a problem. I changed my CSP from Visa to MasterCard not too long ago and it was just a simple phone call.
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Postby TheLethargicAge » Wed Aug 28, 2013 2:02 pm

They'll change your account number to a MC number, but the tradeline/history will remain the same.
Blue Cash Preferred ($24K), Costco TrueEarnings ($8K), Better Balance Rewards ($6K), CashForward ($15K), Sallie Mae Rewards ($10K), Quicksilver ($17K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($16.5K), It ($28.5K), Fidelity Investment Rewards ($18K), Cash+ ($11K)

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