- Centurion Member
- Posts: 179
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
My great grandma called discover and they lowered her APR to Prime rate. She's been with them since 1988 though, and has one of the highest Discover credit lines I've ever seen.
Capital One, on the other hand, offers cards that are meant to establish credit. Discover, beyond their student dabbling, is for established and reasonably prime credit seekers. I just found it funny they called the ~24% APR newcomers card "competitive."
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680