- Centurion Member
- Posts: 1589
- Joined: Sun Jun 19, 2011 2:37 pm
- Location: Down South
Jetmemphis91 wrote:I am currently on the hunt for my next card. I have a 700 credit rating. About a 1 year credit history. No late payments and low utilization. My first card at 21 was a $500 CL secured card through orchard bank and now Capital One. I hate it has a $35 AF and really small limit. I recently applied for a discover IT card and was approved for $2000 CL. Income is about $80k.
I was looking at the Chase Freedom card since it has decent rewards and no AF. End state I would like to have the chase freedom/CSP combo and an AMEX of some sort. Is there anything I'm lacking to apply for a freedom card? Also, does it matter if I had one inquiry from applying for the Discover IT card?
All opinions and advice on other cards is appreciated as well.
When did you apply for the IT? Is your utilization low? Do you have any negative entries on your report?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape