Marriott?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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nismoZtuner
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Postby nismoZtuner » Fri Aug 16, 2013 11:33 pm

9 cards then, I have 5 and feel like i have to many now.. earning points wont be easy unless i concentrate on one card..

Ill check that verizon stuff since im leaning into getting the note 3 with them...
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22


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Snowman
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Postby Snowman » Sat Aug 17, 2013 5:37 pm

I am planning to keep my spend to a few cards. I'll probably cutting my Forward and Discover card and mostly just concentrate on my higher limits cards and close out the ones I don't have a use for or won't give me a higher limit. I'd want to get the CSP and SPG too. Basically it just comes down to me A.) The limit and B.) The usefulness of the card. I don't have problems with the annual fee but I want to make sure that I make it worth the fee.

I say if AT&T offers it, you should stick with them, but if Verizon is better for you, then you should stick with them. I've heard a lot of bad things about them so I've avoided them pretty much.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

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nismoZtuner
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Postby nismoZtuner » Sat Aug 17, 2013 7:09 pm

I see, well I don't want to have to many cards.. I might only carry my PRG MRP most of the time since I have to take advantage of those two..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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Snowman
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Postby Snowman » Sun Aug 18, 2013 9:38 am

That sounds reasonable, If I am able to obtain the cards I seek, then pretty much the travel cards+BCE+ Cash Rewards will stay. I'll probably end up closing Discover and my PRG and PC my Forward by the time I graduate or close it altogether. You have a good amount, stick to 2-3 and you should be good. At this point, I am using every card but most times I opt for Cash Rewards/Forward/Freedom/Southwest. Working out nicely so far.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

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nismoZtuner
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Postby nismoZtuner » Sun Aug 18, 2013 1:09 pm

-dam chrome browser crashed, now i have to retype-

well i plan on keeping my current cards- like the discover the only thing i like about them is that quarterly %5 back on gas. i have accumulated about $78 back. something that my other cards do not offer.

As for the PRG, That was my dream card since i was a kid "the spartan card" so i plan on keeping it.
The BCE hmm not sure what to say about that one. first amex card i guess..
MRP- 1st METAL card and EMV chip- i like

The bank credit card that i have from BOA i have thought about canceling it, but i may just keep it since i was given an increase.. i might just let it expire since itll expire in 2015. i wont renew it and not cancel that way it doesnt show that i canceled the card- not sure if it works that way?
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

User avatar
nismoZtuner
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Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Sun Aug 18, 2013 3:01 pm

I may go for these in the next two years.. assuming i cancel one card..
Chase Sapphire Preferred Card
Citi ThankYou Preferred Card
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

User avatar
Snowman
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Posts: 630
Joined: Thu May 10, 2012 10:10 pm
Location: North Los Angeles County

Postby Snowman » Sun Aug 18, 2013 7:57 pm

I like and want the Marriott Premier because I stay at Marriott's mostly when I travel so it would be good for me to use and get points for. I got the PRG mainly because I wanted to be in with Amex and didn't want to app for another card, fearing the rejection, Thankfully it is an SP only if your already an Amex member. The BCE is the one I want because It can be my other everyday card+alternative gas card.

I think you should keep the BOFA card. But close it if you have no use for it. I'm honestly not sure if it reports canceled, probably as closed on your reports.

If I were you, carry up to six cards and if you need more close one you don't have any use for. I am personally going to be closing some cards next year if I don't have at least a 2k limit or higher (when I do my CLI's I want 2k+ on my cards or else it gets SD'ed or closed).

I hear they are going to do some changes on the Citi TYP, and not good changes. But it is a good card I think but if you do try for it, good luck. I think the CSP is better if you travel and dine out a lot. I dine out quite a bit so it would be good as it is essentially a 2% card. But I think you could get for it if you app, I won't be apping for it right now since I want my income to be higher before I app for it.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

User avatar
nismoZtuner
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Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Mon Aug 19, 2013 12:44 pm

well, the MRP i am going to use during a graduation over in Sacramento. that is why i applied to get those points then cash them- including my free night since i was approved >_<

-I have plans for New York in December and hopefully more points (terrorist stuff is scary over there tho)
-Next year I attend a yearly event in LA so i will be staying at the LA Live Marriott (more points)
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

User avatar
Snowman
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Posts: 630
Joined: Thu May 10, 2012 10:10 pm
Location: North Los Angeles County

Postby Snowman » Tue Aug 20, 2013 9:22 am

Ahh, then you have good use for it. I was going to use it mainly for points on everything that I can get for future stays. I hope you like it!
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

User avatar
nismoZtuner
Centurion Member
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Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Tue Aug 20, 2013 1:43 pm

Snowman wrote:Ahh, then you have good use for it. I was going to use it mainly for points on everything that I can get for future stays. I hope you like it!


sure will, i hope in comes in the mail today or tomorrow its going to be a full week tomorrow..
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22



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