Marriott?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Snowman
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Postby Snowman » Sun Aug 11, 2013 7:07 pm

Nismo- If those are the only 2 you are looking for to apply from Chase, you honestly have a better shot at being approved for the MPR. The CSP requires some more income (I would say 40-50k+ to have a good chance of approval.) and a longer history. As well CSP is Chase's prime card so it would be a little harder to get and typically Chase branded cards are more difficult to be approved for as opposed to co-branded. If you do happen to be approved for the MPR, then I think you should try for the CSP (either at the same time or wait a couple weeks and then try.)
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.


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nismoZtuner
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Postby nismoZtuner » Mon Aug 12, 2013 8:11 pm

My Equifax score is 703... :|


I noticed that after Boa reported my increase my scores went down... :/
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22

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nismoZtuner
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Postby nismoZtuner » Mon Aug 12, 2013 8:17 pm

Something i noticed on my TU account is that its showing that BoA decreased my limit by 1400 not increased... not sure if i should dispute that...
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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Snowman
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Postby Snowman » Mon Aug 12, 2013 10:49 pm

If I were you, I'd just leave the TU alone right now and if the same problem persists in a few months then dispute it, or tell them that it was increased not decreased..lol. Your EQ is fine to get a Chase card anyway, but If I were you, try for at least 710 for a better chance or try now and see what happens.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

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nismoZtuner
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Postby nismoZtuner » Tue Aug 13, 2013 12:36 am

Snowman wrote:If I were you, I'd just leave the TU alone right now and if the same problem persists in a few months then dispute it, or tell them that it was increased not decreased..lol. Your EQ is fine to get a Chase card anyway, but If I were you, try for at least 710 for a better chance or try now and see what happens.



I feel so dam indecisive ....
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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nismoZtuner
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Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Tue Aug 13, 2013 12:38 am

My OCD made me call~ was told that "it hasn't updated right" but that on my credit report eveything is just fine...
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

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Snowman
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Posts: 630
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Postby Snowman » Tue Aug 13, 2013 11:25 am

I say just do it still since you don't have much to lose IMO, and 2 great cards to gain. And see, I told you everything is fine. Good luck.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

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nismoZtuner
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Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Wed Aug 14, 2013 1:39 pm

Snowman wrote:I say just do it still since you don't have much to lose IMO, and 2 great cards to gain. And see, I told you everything is fine. Good luck.



When i saw this link i was like screw it im going for it
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

User avatar
Snowman
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Posts: 630
Joined: Thu May 10, 2012 10:10 pm
Location: North Los Angeles County

Postby Snowman » Wed Aug 14, 2013 5:27 pm

So did you go for it?
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

User avatar
nismoZtuner
Centurion Member
Centurion Member
 
Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Wed Aug 14, 2013 7:50 pm

Image
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22



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