looking at csp

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
7 posts
bigredball90
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looking at csp

Postby bigredball90 » Sun Jul 14, 2013 3:26 pm

Looking at getting this card for my wife so we have a decent card for traveling and dining. We would probably only have it for 11 months and do a pc to just the sapphire. Hoping to take advantage of the joining deal this fall. One thing I cant seem to find is what hotels we can use the ultimate rewards program for. The places we will be dont have hyatt, or marriots, just the plain jane holiday inns, and similar.

This will be her first card assuming she gets it. She has a little over a years worth of credit from a car purchase. No baddies or anything else either.

Is there another choice that would be better for us? I have the BCE card from AMEX so grocery's and gas is covered.


cashinout
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Postby cashinout » Sun Jul 14, 2013 7:36 pm

I have the Chase Sapphire Preferred card and its a great card has good rewards just my thoughts i would say you couldn't go wrong with getting it they started me off with a 5k limit.
Fico 699
Fake - 704
Amex Plat - NSPL
Chase Freedom - 11k
Chase Sapphire Preferred - 13k
Chase Marriott Rewards Preferred - 15k
Chase United Milage Plus Club 15k
Chase Ritz Carleton Card 11k
Discover IT - 9k
Citi AA Advantage Executive Elite - 11k

Kripler68
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Postby Kripler68 » Sun Jul 14, 2013 9:54 pm

This is a Visa Signature card and being her first, she might want to get a starter card first first.
The minimum limit is 5,0000.Chase likes to see a pattern of handling high limits on other cards, this is what my experience has been in the past with them....Good luck.

paparoach429
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Postby paparoach429 » Mon Jul 15, 2013 2:57 am

Just out of curiosity where are you going that doesn't have Hyatt, Marriot, or Holiday Inn type hotels?

bigredball90
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Postby bigredball90 » Mon Jul 15, 2013 5:03 am

It has holiday inns and motel 6 etc. We will be in small towns around the south east.

takeshi
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Postby takeshi » Mon Jul 15, 2013 2:17 pm

bigredball90 wrote:The places we will be dont have hyatt, or marriots, just the plain jane holiday inns, and similar.

Let me know what places and I can take a look for you. Holiday Inn is certainly an option based on a quick search. You can redeem points for hotel stays through UR as well as transfer points to Hyatt, Marriott Rewards, Priority Club & Ritz Carlton.

Keep in mind that the chains that you mention as not being options also have other brands that are part of them (listed on their websites).

bigredball90 wrote:Is there another choice that would be better for us?

Define "better". Are travel and dining the only concerns?

bigredball90
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Postby bigredball90 » Mon Jul 15, 2013 3:27 pm

Ramada inn (Wyndham hotel group)
Holiday inn looks to be on the intercontinental group
Hampton inn (hilton hhoners)
Best western

Were looking for a dining, hotel, travel card. My card takes care of gas and grocery's.

Better or something I might not have considered. Trying to stay with a visa/mastercard this time around.



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