- Centurion Member
- Posts: 232
- Joined: Sun Jul 17, 2011 11:47 am
- Website: http://www.ivotedale.tumblr.com/
- Location: Mesa, AZ
Nice jump from 2k to $2,500 in under a small amount of time!
Not sure what your income level is, but I applied back in Feb. and was denied strictly based on my income (less than 30k right now). My credit score after receiving a denial letter was around 770, so that couldn't have been the issue. Never carried a balance, no baddies, under 20% utilization overall I'd say.
Like the SP, I think it's for those who make a ton more+spend a ton more. I had seldom been charging anything on my Freedom at the time with a $2k limit, so that could be a determiner- almost doesn't make sense when I have an $8,000 Amex revolver limit. Chase has been very stingy increasing my limit only $500 every six months I request a CLI.
Either way, I'd hit up the recon line ASAP. I didn't even bother to try it with my Sapphire denial.
Would be nice though; most of my spending is on restaurants!
Currently: American Express Blue Sky, American Express Zync, Chase Freedom Visa, Capital One Newcomers--->converted to Capital One Quicksilver Mastercard NO AF