randeman wrote:How is your Slate utilization and payment history? A credit analyst at Chase told me that they look at how low you keep your utilization and how much you pay every month. I would think, for example, putting $2000 a month and paying 90% of the Slate off in the same time frame would get you approved for any of their cards. But that, of course, applies to applications for a whole new card rather than PC.
I recently (little over 2 months) completely paid off all of my credit cards so I dont have a balance on any of them. I dont have anything negative on my accounts and have made all my payments on time.