- Posts: 1
- Joined: Tue Jul 02, 2013 10:50 am
- Location: Florida
I have a Bank of America Americard Visa, and my purchase APR is only around 7%. However, B of A arbitrarily flags my card to the point where it's unreliable, and I'm not happy with their customer service hold times.
I looked into replacement cards, and all their APR's seem to be 15% or more (Was looking at a Chase Sapphire Preferred).
Why is this? I need to get away from B of A for my credit account because they kind of suck, but I don't want to lose my low APR?
I never carry a balance and I've never had to pay interest in my entire life, I just like the piece of mind from a 7% APR vs. 15%