Chase SP credit limit?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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Chase SP credit limit?

Postby gold-rick » Thu Jun 27, 2013 11:33 pm

Hey guys-

I have had the Chase Sapphire Preferred card for almost 1 year. I was giving a credit limit of 5k. For a credit increase do I need to say something, or will they automatically give me one?

Thanks guys!

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Postby MemberSince99 » Fri Jun 28, 2013 6:36 am

I have read they sometimes give an auto cli, but YMMV and more often than not it seems you have to request one, which most of the time is a hard inquiry.

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Postby Robrus1 » Fri Jun 28, 2013 8:05 am

It's definitely YMMV. I got an auto CLI after 6 months but I know not everyone gets one after 6 months. I don't know how they determine who gets them and who doesn't...
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

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Postby Z06Biker » Fri Jun 28, 2013 12:47 pm

I didn't put a whole lot of spending on my regular Sapphire, as I was concentrating spend on other cards. So, I never got an auto CLI. A year later, when I upgraded to the CSP, I asked for a 3x CLI and got it. Hard pull on Experian...but oh so worth it.
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

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