- Centurion Member
- Posts: 186
- Joined: Tue Feb 19, 2013 5:22 pm
- Location: USA
I would say app for CS and if you really like it app for the CSP (when your spending goes up) and PC your CS to Freedom. With that said tho, I heard from an overwhelming number of people that Chase won't consider you for any of their higher end cards unless you already have a Visa Sig/MC World card (you can reach this status with a card limit's 5k or higher).
I don't know enough about the Amex Costco card to recommend it. I heard it has few benefits...
So, of the three cards you mentioned Freedom would be your best bet. Personally, I think you have a better chance with the Discover It student card. It has the same rewards structure as Freedom (5% rotating categories). Since it is a student card, it should be easier for you to get. Also look into Citi Forward.
As for student loans, it is deferred til you graduate, so it shouldn't affect you. I can't remember if they even show up on your report while it's deferred.