Here are the important details:
- I'm 20, still a college student.
- I'm pretty sure I have 8 inquiries right now.
- TU Fico is 725, EX Fico is 719, EQ Fico is 693.
- Reported income will now be 45k.
- Overall utilization when I apply will be about 1% and only the Freedom will report a balance.
Cards and age:
- Wells Fargo, $800 - 1 year 9 months
- Discover It. $3000 - 10 months
- Chase Freedom, $3000 - 8 months
- Amex BCE, $6000 - 4 months
- Citi Div Plat Select, $1200 - 3 months
- Amazon Visa, $2000 - bit less than 1 month
AAoA according to Credit Karma - 9 months
No derogatory marks and perfect payment history. What do you think are my odds? Should I just wait a little longer?