Whats your CSP Credit Limit?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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mattymatt808
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Postby mattymatt808 » Sat Jul 20, 2013 9:32 pm

I got mine at $10000 with the limits in my signature. My reported utilization was at 1% when I applied.
$2500 First Hawaiian Bank (6/10)
$4500 CHASE Freedom (2/13)
$3500 Citi Forward (2/13)
$2000 Discover it (2/13)
$9600 AMEX BCE (3/13)
$10000 CHASE Sapphire Preferred (7/13)
$5000 CHASE Ink Plus (8/13)


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Victorleo
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Postby Victorleo » Sun Jul 21, 2013 11:31 am

Credit limit 20K

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Victorleo
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Postby Victorleo » Sun Jul 21, 2013 1:07 pm

rockyrock wrote:I have two Chase cards with combined limits totaling $32k. My CSP represents 62.5% of that $32k. What is my CSP limit?


Sorry that answer was for you. 20K

ksy
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Postby ksy » Sun Jul 21, 2013 1:50 pm

5K opened in March 2013.

mdl28
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Postby mdl28 » Sun Jul 21, 2013 10:40 pm

10k, CSP is my 2nd highest CL next to my Amex 35k. However CSP us actually a npsl card, just after the 10k limit you are obligated to pay that blanace in full.
MDL

Amex Gold Prem'r
Amex BCP
Amex Green
Barclays Ring Platinum MasterCard
Citi Diamond Pref'd
Chase Sapphire Pref'd Visa Signature
Chase Freedom MasterCard
Discover It
New York Life Visa Signature

randeman
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Postby randeman » Wed Jul 24, 2013 11:38 pm

mdl28 wrote:10k, CSP is my 2nd highest CL next to my Amex 35k. However CSP us actually a npsl card, just after the 10k limit you are obligated to pay that blanace in full.


Oh, is that how that works? I was just approved for two signature cards, Sapphire and MileagePlus Explorer, and while I intend to use them very little (after the initial spend to get the bonuses), I just wondered what happened if you went over your limit since there supposed is no limit.
Cards and Credit lines Acquired:

Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).

auggiedoggies
 
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Postby auggiedoggies » Thu Jul 25, 2013 11:24 am

Currently 10k

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AmEx Bear
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Postby AmEx Bear » Sat Jul 27, 2013 3:20 pm

A card other than an AmEx? You've got to be kidding me!
Poke me and I will F/R you

Robrus1
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Postby Robrus1 » Sun Jul 28, 2013 9:36 am

I'm considering going for a CLI soon. Is Chase usually pretty good about giving higher limits like Amex? I have no baddies and perfect payment history with Chase and everyone else. I ran a good chunk of money through my CSP last month and paid it off. Think they'd match my BCP? Should I go for more/less?
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

MemberSince99
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Postby MemberSince99 » Sun Jul 28, 2013 11:18 am

From reading on FICO they can be very competitive if they see you as a profitable customer. I've seen on that forum where they will beat your current high limit. It's always YMMV of course, and if you ask, odds are excellent it will be a hard pull for an increase.



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