Young Adults/Students and the Chase Sapphire Preferred

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
44 posts
revvystroke
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Joined: Wed May 22, 2013 7:29 pm
Location: USA

Postby revvystroke » Fri Jun 28, 2013 1:22 pm

I just turned 22, was an instant approval for 22. Not sure what all the buzz is about it. I checked out the UR booking page and the flights on there were $1-200 more then if I booked through the airline. As if they were booking full flex instead of the best deal seats.


MemberSince99
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Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Fri Jun 28, 2013 7:48 pm

You get a metal card. Made of titanium.

revvystroke
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Joined: Wed May 22, 2013 7:29 pm
Location: USA

Postby revvystroke » Sun Jun 30, 2013 9:30 pm

revvystroke wrote:I just turned 22, was an instant approval for 22. Not sure what all the buzz is about it. I checked out the UR booking page and the flights on there were $1-200 more then if I booked through the airline. As if they were booking full flex instead of the best deal seats.


Sorry for the mistakes, was on a mobile. Scores were in the 730 range fico at time of approval, for average spend on other cards was 6-7k a month so the points benefit me, for my purposes though a airline specific rewards card benefits me more due to location. I will say the customer service is the best, even better then AMEX and the card looks great.

tigerhunt2011
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Joined: Wed Jan 12, 2011 8:54 pm
Location: Tucson, AZ

Postby tigerhunt2011 » Thu Jul 04, 2013 11:38 am

The big draw to the CSP is Ultimate Rewards. Y'all should take a peek over on Flyertalk. UR points transfer to a number of airlines (Southwest, United, British Airways, etc) and hotels (Marriott/Ritz Carlton, Hyatt, etc) at 1:1. 40k UR points + 60k United MP Explorer Card = 1 round trip business class ticket to europe.
AMEX Business Platinum AU-NPSL-07/11
AMEX PRG-NPSL-07/11
AMEX BCE-$2000-07/11
AMEX MB Platinum-NPSL-08/13-->07/11
AMEX Biz Gold Rewards-NPSL-08/13-->07/11
AMEX Biz DL SkyMiles Gold-04/13-->07/11
BofA Alaska Airlines Visa Classic-$2500-06/11
Barclays US Airways Platinum Mastercard-$1500-04/13
Chase Sapphire Preferred-$5,000-08/13
Citi AA Select AMEX-$2000-01/13
Citi AA Visa-$2000-01/13
Citi AA Platinum Select Visa Signature-$5000-08/13
Citi AA Platinum Select World Mastercard-$2500-04/13
Citi Business AA World Mastercard-$1000-08/13
Citi ThankYou Preferred-$2000-04/13
Express-$650-01/12
GECRB Paypal Mastercard-$3500-04/13

MemberSince99
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Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Thu Jul 04, 2013 12:54 pm

You're right tigerhunt that is where it shines. And using Freedom's 5% categories in conjunction with the CSP is the ultimate win.

mattymatt808
Platinum Member
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Posts: 60
Joined: Tue Feb 12, 2013 5:10 pm
Location: Honolulu, HI

Postby mattymatt808 » Thu Jul 04, 2013 2:10 pm

I'm 24, graduated in May, and just got approved yesterday for $10,000! Highest limit was my AMEX at $9,600, score in the low to mid 700's, reported income $50,000. Oldest account is 3 years old, AAoA 10 months. Verification process was a nightmare, but it was my own fault for putting the address I had just moved to without any documentation there yet.
$2500 First Hawaiian Bank (6/10)
$4500 CHASE Freedom (2/13)
$3500 Citi Forward (2/13)
$2000 Discover it (2/13)
$9600 AMEX BCE (3/13)
$10000 CHASE Sapphire Preferred (7/13)
$5000 CHASE Ink Plus (8/13)

tigerhunt2011
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Joined: Wed Jan 12, 2011 8:54 pm
Location: Tucson, AZ

Postby tigerhunt2011 » Mon Jul 08, 2013 10:50 pm

mattymatt808 wrote:I'm 24, graduated in May, and just got approved yesterday for $10,000! Highest limit was my AMEX at $9,600, score in the low to mid 700's, reported income $50,000. Oldest account is 3 years old, AAoA 10 months. Verification process was a nightmare, but it was my own fault for putting the address I had just moved to without any documentation there yet.


Did Chase force you to verify income?
AMEX Business Platinum AU-NPSL-07/11
AMEX PRG-NPSL-07/11
AMEX BCE-$2000-07/11
AMEX MB Platinum-NPSL-08/13-->07/11
AMEX Biz Gold Rewards-NPSL-08/13-->07/11
AMEX Biz DL SkyMiles Gold-04/13-->07/11
BofA Alaska Airlines Visa Classic-$2500-06/11
Barclays US Airways Platinum Mastercard-$1500-04/13
Chase Sapphire Preferred-$5,000-08/13
Citi AA Select AMEX-$2000-01/13
Citi AA Visa-$2000-01/13
Citi AA Platinum Select Visa Signature-$5000-08/13
Citi AA Platinum Select World Mastercard-$2500-04/13
Citi Business AA World Mastercard-$1000-08/13
Citi ThankYou Preferred-$2000-04/13
Express-$650-01/12
GECRB Paypal Mastercard-$3500-04/13

HookEmHorns
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Posts: 103
Joined: Thu Mar 28, 2013 10:03 pm
Location: Dallas/Austin

Postby HookEmHorns » Tue Jul 09, 2013 10:30 pm

MemberSince99 wrote:You're right tigerhunt that is where it shines. And using Freedom's 5% categories in conjunction with the CSP is the ultimate win.


This is why I really want this card, it's so easy to rack up points with Chase, and they have good transfer partners.
AMEX PRG~1/14--backdated to 2012
AMEX BCE~6/13--backdated to 2012
Chase Freedom~5/13
Discover IT ~12/12

:cool:

mattymatt808
Platinum Member
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Posts: 60
Joined: Tue Feb 12, 2013 5:10 pm
Location: Honolulu, HI

Postby mattymatt808 » Wed Jul 10, 2013 12:31 pm

tigerhunt2011 wrote:Did Chase force you to verify income?


Nope, it was my address and date of birth. I had recently moved so I didn't actually have any paperwork proving my residence at this address. After two weeks the verification department just asked me multiple choice questions about old addresses I have lived at over the phone.
$2500 First Hawaiian Bank (6/10)
$4500 CHASE Freedom (2/13)
$3500 Citi Forward (2/13)
$2000 Discover it (2/13)
$9600 AMEX BCE (3/13)
$10000 CHASE Sapphire Preferred (7/13)
$5000 CHASE Ink Plus (8/13)

auggiedoggies
 
Posts: 2
Joined: Thu Jul 25, 2013 11:18 am
Location: MN

Postby auggiedoggies » Thu Jul 25, 2013 11:22 am

Currently 24. Was approved for CSP 10k limit at 22 (had income of ~50k, credit score of ~750 at time) Have had chase slate since I was 18, Freedom since 20.

[sapphirepreferred].[/sapphirepreferred]



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