benhollberg wrote:I'm 22, I'm sure I'll be approved when I apply. Am looking for the MasterCard version though so waiting until I can confirm that they'll change the Visa I apply for to MC.
creditquestion wrote:I've never really understood why people would have a strong preference for the MasterCard. I've only ever had Visas, and to my knowledge there isn't much difference between the two companies, except that Visa seems to be slightly better regarded.
Why is it that you prefer a MasterCard? Diversity of cards?
swipe_masta wrote:I'm 23yrs old and have both. Started with CS (3/2013) CL 8,000 and apped/approved for CSP CL10,000 last week. I remember for CS they pulled EX and my score was 759. I have roughly 50,000 income. I don't know exactly, but I'm sure they pulled EX again for CSP. I will be PCing my reg CS to Freedom as soon as I can.
I love my sapphires! Don't think of the AF as $95/year. Think of it as roughly $8/month. If you skip the fast food for one day each month, that can easily pay the AF. Of course this is just a way to pay the AF. If the AF outweighs the benefits, you don't need it.
Do what I did- try out the CS then get the CSP if you like it and PC the CS to Freedom or another card.