Barclaycard Arrival 40,000 miles bonus + 2% rewards vs. CSP?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
71 posts
lexrj
Centurion Member
Centurion Member
 
Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Barclaycard Arrival 40,000 miles bonus + 2% rewards vs. CSP?

Postby lexrj » Sun Jun 02, 2013 4:45 pm

Can anyone convince me why the Barclay Arrival 2% on all purchases isn't better than the CSP?

  • same 40,000 point bonus
  • lower annual fee
  • 2% on everything not only Dining/Travel
I'm thinking on switching before the AF hit my CSP.

[barclaycardarrival].[/barclaycardarrival]
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclaycard Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1


Bksuper
Centurion Member
Centurion Member
 
Posts: 257
Joined: Sun Oct 14, 2012 10:22 pm
Location: California

Postby Bksuper » Sun Jun 02, 2013 5:15 pm

Personally, I think either of the Arrivals are better than the CSP unless you're using the Chase Reward Mall and Chase Freedom to rack up extra UR points and want to have the CSP to transfer them 1:1 to hotel or airline loyalty programs to get status and get travel rewards that would have been the equivalent to multiple cents per point.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Sun Jun 02, 2013 5:23 pm

There is a comparison on this site of the two:
The Truth: 2013 Barclaycard Arrival World MasterCard Review

I can tell you with the customer service, as he mentions, that with Barclays the last time I called them, I got someone offshore, where with Chase I called and there was no mail system from hell to waste 10 minutes of my life and another 10 minutes on hold to be transferred and wait another 5 minutes, an American CSR answered the phone. Depends on how much you use it, but that's a plus in my book.

Also VISA does seem to be the way to go over Mastercard these days.

lexrj
Centurion Member
Centurion Member
 
Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Postby lexrj » Sun Jun 02, 2013 6:24 pm

MemberSince99 wrote:There is a comparison on this site of the two:
The Truth: 2013 Barclaycard Arrival World MasterCard Review

I can tell you with the customer service, as he mentions, that with Barclays the last time I called them, I got someone offshore, where with Chase I called and there was no mail system from hell to waste 10 minutes of my life and another 10 minutes on hold to be transferred and wait another 5 minutes, an American CSR answered the phone. Depends on how much you use it, but that's a plus in my book.

Also VISA does seem to be the way to go over Mastercard these days.



That review is outdated, it's showing the AF version with 2% only on dining/travel...
I hardly ever call CSR but it's a point.
As far as I know acceptance between MC and VISA are pretty much the same, isn't?
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclaycard Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Sun Jun 02, 2013 6:28 pm

Pretty much, the vast majority of the time if they take one they take the other, though there are a few exceptions.

pewpew
Centurion Member
Centurion Member
 
Posts: 106
Joined: Wed Apr 03, 2013 3:16 am
Location: nyc/ny

Postby pewpew » Sun Jun 02, 2013 8:52 pm

Bksuper wrote:Personally, I think either of the Arrivals are better than the CSP unless you're using the Chase Reward Mall and Chase Freedom to rack up extra UR points and want to have the CSP to transfer them 1:1 to hotel or airline loyalty programs to get status and get travel rewards that would have been the equivalent to multiple cents per point.


I second that. If you aren't using the freedom/CSP combo AND the rewards mall, then don't waste your time. I racked nearly 20k extra points in 2 months thanks to those bonuses. otherwise stick to the cash reward cards.
Junk I use:
AmEx Platinum for Mercedes Benz from, 75k spending ability
AmEx Everyday 8.99% + Prime, 44k CL
Chase Ink Bold, 35k
Chase Freedom (Converted from WaMu VISA) from '07, 5.99% + Prime, 30k CL

Junk I don't use
BoA Susan G. Komen Cash Rewards (converted from World Points MC) from '07, 7.9% Fixed APR, 30k CL
Discover IT (Converted from Discover More) from '08, 5.74% + Prime, 20k CL
AmEx Clear from '07, 4.99% + Prime, 10k CL
All 3 credit scores are over 800.

rockyrock
Centurion Member
Centurion Member
 
Posts: 801
Joined: Thu Mar 21, 2013 6:06 am
Location: Ventura, CA

Postby rockyrock » Mon Jun 03, 2013 2:33 am

US based it seems V/MC are like peas and carrots, when you go overseas it changes a little. If I could only take one card with me, Visa is probably the safest.

I agree the UR Mall is the deciding factor. If you don't use it (often) you are probably better off with the Arrival. I’m still trying to get used to checking the Mall before I buy online. I ordered a wallet from Nordstrom and had to canx it and reorder though the Mall b/c it was 6x points…big difference.
American Express (2005): Premier Rewards Gold & Blue Cash Preferred
Chase: Freedom & UA Club USAA: Signature Visa & American Express
Discover it Bank of Hawaii Hawaiian Airlines WEMC Synchrony Sam's MC
Navy FCU Platinum Visa Citi Double Cash & AT&T Access MC

MB131174
Centurion Member
Centurion Member
 
Posts: 512
Joined: Mon Mar 05, 2012 10:58 am
Location: PA

Postby MB131174 » Mon Jun 03, 2013 10:10 am

Chase's customer service is HANDS DOWN (imo) the absolute best out there. I've found it to even be better than AmEx. Chase seems to want to say "yes" more than AmEx does.
stalk me
KIK: WMB1974

lexrj
Centurion Member
Centurion Member
 
Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Postby lexrj » Mon Jun 03, 2013 1:00 pm

MB131174 wrote:Chase's customer service is HANDS DOWN (imo) the absolute best out there. I've found it to even be better than AmEx. Chase seems to want to say "yes" more than AmEx does.



How often do you contact CSR to be worth that much? I personally rarely do....
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclaycard Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1

lexrj
Centurion Member
Centurion Member
 
Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Postby lexrj » Mon Jun 03, 2013 1:05 pm

pewpew wrote:I second that. If you aren't using the freedom/CSP combo AND the rewards mall, then don't waste your time. I racked nearly 20k extra points in 2 months thanks to those bonuses. otherwise stick to the cash reward cards.


How do you use the Reward Mall? I don't have the patience to check every time I want to buy something unless is something expensive....
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclaycard Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1



Return to “Visa & MasterCard”

Who is online

Users browsing this forum: No registered users and 1 guest