Barclaycard Arrival 40,000 miles bonus + 2% rewards vs. CSP?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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bisbicos
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Postby bisbicos » Tue Nov 12, 2013 7:39 am

How come no ones talking about the Fidelity RewardsAmex. 2% on everything, and no AF
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink


takeshi
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Postby takeshi » Tue Nov 12, 2013 8:42 am

Because this is the Arrival vs CSP thread.

wiivile
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Postby wiivile » Tue Nov 12, 2013 8:46 am

lexrj wrote:Pulled the trigger on the Arrival World 3 weeks ago, it only pulled Transunion.
CSP is going to the socks drawer, Arrival is now my main card except for Groceries/Gas that goes on the BCP.
Really liking it so far, points post right away and the website is much better than 1990s slow a*% Chase website.


Why put a card with an AF in socks drawer...? Shouldn't you downgrade to regular Sapphire before doing that?
    Chase Sapphire Preferred Visa Signature: 11/2013, $15,000 CL
    Chase Freedom Visa: 11/2009, $4,700 CL
    U.S. Bank Cash+ Visa Signature: 11/2013, $11,200 CL

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djrez4
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Postby djrez4 » Tue Nov 12, 2013 9:14 am

lexrj wrote:Pulled the trigger on the Arrival World 3 weeks ago, it only pulled Transunion.
CSP is going to the socks drawer, Arrival is now my main card except for Groceries/Gas that goes on the BCP.
Really liking it so far, points post right away and the website is much better than 1990s slow a*% Chase website.


Sounds like confirmation bias! ;)

Barclays always pulls TU for me. (If only I could find a bank that pulls EQ...)
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

FutureBillionaire
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Postby FutureBillionaire » Tue Nov 12, 2013 2:03 pm

The fact that this card pulls Transunion is excellent. My Transunion and Experian scores are sky high.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

DavidNY
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Postby DavidNY » Tue Nov 12, 2013 2:59 pm

takeshi wrote:Because this is the Arrival vs CSP thread.


Yup. :)

lexrj
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Postby lexrj » Tue Nov 12, 2013 11:05 pm

wiivile wrote:Why put a card with an AF in socks drawer...? Shouldn't you downgrade to regular Sapphire before doing that?



I will, but my CSP is only 6 months old so I have to wait until I can pc. Plus I'm going to europe soon so I'm going to take it as my backup card.
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclaycard Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1

whit
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Postby whit » Tue Nov 12, 2013 11:34 pm

bisbicos wrote:How come no ones talking about the Fidelity RewardsAmex. 2% on everything, and no AF


also cos its visa/mc

besides takeshi's point

personally i can't ever see myself paying an AF because my spending habit at most is 1-2k a month on average, maybe some month can be high as 3k, but that's probably once (when I go on a big trip or have a huge purchase like laptop..which happens once every five-seven years)

and most of my purchase are food, or if they are travel, they are through third parties or travel agencies and never direct from airline or hotel.

Maybe when i'm rolling in it..lol..but for now stuff like the elephant water dispenser from teavana, or stock up from sephora, are my biggest purchases.

Next year I'm planning a few trips including one overseas but I'm happy with the cashback from my citi and no FT fee from discover (which worked quite well in venice, florence and paris this year :) )

MemberSince99
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Postby MemberSince99 » Wed Nov 13, 2013 6:48 am

djrez4 wrote:Sounds like confirmation bias! ;)

Barclays always pulls TU for me. (If only I could find a bank that pulls EQ...)


OCCU for the Duck and Beaver cards. Discover pulls EQ as well.

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Postby MemberSince99 » Wed Nov 13, 2013 6:53 am

I have a CSP too, and that thing is NEVER going to grow Chase has made that plain. So it's on top of my sock drawer at the moment and I have no real plans for it and the annual fee given the fact it won't grow is making me think it's not long term.

I would like an actual travel card that can grow (I currently do not have one) so I could close the BSP and the CSP once I got one (or sooner, before the annual fees come up I don't see I am going to want to pay for cards that are dead in the water in terms of growth potential).

I'd go for Barclays but two things hold me back there - first last time I applied I got instant approval with them, but it was for 2k and they would not budge on the limit. So they might give it to me but with a 2k limit, I'm not going to use it much. Second their customer service was not so good last time I called it had been offshored and you might as well ask your Magic 8 ball from what I've seen when that happens.

The other travel card I'm thinking of is the BofA card but I won't app without being "pre-qualified". They are the sort that would probably be bitter I closed it when I got CSP in the delusion that I could grow that card.

So I'm interested in a real travel card such as this, but have reservations, but when I get a true travel card, I could see getting rid of CSP and BSP.



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