So, I'm pretty deep into the churning game, and I've learned a lot, but I'm still not able to crack the mystere of Chase Instant Approvals. I'm planning my next App-o-Rama in August and I'd love your advice on Chase.
-20 years old
-~1 yr AAoA w/i 4 backdated AMEX accounts to Aug 2011
-9 accounts in the past year
-I believe about 14 inquiries currently on my account
-Perfect payment history
-No more than 2 accounts reporting with balances monthly
-Most recent Chase app in 01/13. Called recon, could not provide tax docs b/c away at school, so app. denied.
Wanting to open the door with Chase with CSP, along with those 40k UR points
. Eventually also want Fairmont & Hyatt cards for a 2015 trip to Monaco & Cannes, but the free night certificates must be used within 12 months of application date.
Any advice/insight on how to please Chase? I already have AMEX & Citi eating out of the palm of my hand, with 4 Citi cards in the last 6 months and 3 AMEX accounts in the last year.