- Centurion Member
- Posts: 181
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
I didn't expect them to do a hard pull, but I had an app spree when I got my new car a few months ago. I have around 15 inquiries right now, so I am even more amazed they gave me the limit they did now I know it was likely a hard pull.
I was very unsure about the new account vs old account thing. I called their CS and was told when I activate the AE Visa the old account will be closed and the balance transferred onto the new card. I thought that was weird, but they did the same thing when I lost my card a few years back.
It has a 23.99% APR, so I will be pretty cautious with this card, especially considering it's now my highest limit Visa card.
Here's the strange thing--just a week ago, I applied for the AE Visa in store and was denied. I got the denial letter in the mail today. I have been a very good AE customer for several years, so it's about time I was rewarded a bit!
Scores on the mend...
FICO: 650 and holding
Cards I Use Chase Amazon Prime VS, Capital One QuickSilver MC
Sock Drawer Discover IT, AE Visa, CareCredit, CreditOne (keeping for history for now). Various store cards for history and utilization padding
Short Goal Reach 680