- Centurion Member
- Posts: 321
- Joined: Mon Jan 02, 2012 1:21 am
- Location: Denver
I recently received an upgrade to the Venture card. When I called the rep said she hardly ever sees these, and I must have really great credit. My credit line with them is $7500 and I have a balance of like 1k that I have been paying $150 a month on a minimum of $30 for almost a year. My account was opened in 2006, never late.
Capital One, unlike AmEx likes to see a balance and payment history. Most issuing Visa/MasterCard make their money on their monthly interest rate rather than a high annual fee like American Express. If you are paying in full every month then Capital One is not making any money off of you. It's all about the profits and how they can screw the customer.
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