- Centurion Member
- Posts: 257
- Joined: Sun Oct 14, 2012 10:22 pm
- Location: California
I really don't see what's so good about the CSP besides the sign on bonus, I mean the Barclay Arrival World Mastercard (NO AF version) seems to me to be almost as good for no annual fee. Maybe someone can fill in what I'm missing. Does getting 20% off through ultimate rewards for CSP mean that if you book through Chase you get 20% off everything even if you don't pay the whole thing in points or just that your UR points are worth 1.2 cents toward the purchase instead of 1 cent? And how is it better than the no AF barclay arrival world master card, which gets 2 miles/$ in those same categories, has no annual fee, a 10% dividend at redemption, and still has no forex. What do you get for that $95/year besides the flexibility of not turning points into miles, even with a 1:1 transfer?
I think those are the questions you need to ask yourself before applying for a card that has a $95 annual fee after the first year. Unless you're just interested in the signup bonus, and it justifies the hard pull, drop in AAOA, hassle, and minimum spend.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012