- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
a few years ago for a BT. I paid it off and have only used the card since for international transactions since they're one of the few (only?) cards that doesn't charge a fee for such transactions.
I don't think the Cap One card has hurt my credit rating, which is close to 800, but I haven't applied for any loans (car, etc.) in years and years, so maybe a review would flag the Cap one account (?)
They only offer 1% cashback and their card is UGLY. If it weren't for those two factors, I might use the card regularly. Their website is among the better ones, IMO, and I never had any customer service issues with them.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.