- Centurion Member
- Posts: 106
- Joined: Wed Apr 03, 2013 3:16 am
- Location: nyc/ny
capitalone does this for all of their student/secured/newcomer cards. they review your account 1 year after you open it then once every 6 months. if they like what they see they bump your CL. my brother has a capital one newcomer card and this is what a credit specialist told him when he phoned in to ask for a CL increase.
BUT, here is the big but, if you have a capitalone student/secured/newcomer card, you can't request a CL increase. they wont even look at your account when you ask them to. you can only ask for CL increase on their higher tier cards, like the venture and cash back cards.
Junk I use:
AmEx Platinum for Mercedes Benz from, 75k spending ability
AmEx Everyday 8.99% + Prime, 44k CL
Chase Ink Bold, 35k
Chase Freedom (Converted from WaMu VISA) from '07, 5.99% + Prime, 30k CL
Junk I don't use
BoA Susan G. Komen Cash Rewards (converted from World Points MC) from '07, 7.9% Fixed APR, 30k CL
Discover IT (Converted from Discover More) from '08, 5.74% + Prime, 20k CL
AmEx Clear from '07, 4.99% + Prime, 10k CL
All 3 credit scores are over 800.