- Centurion Member
- Posts: 106
- Joined: Wed Apr 03, 2013 3:16 am
- Location: nyc/ny
if you aren't eligible there is nothing anyone can do for you.
there are very few benefits to it. you will still earn the same rewards. the only real use you will get out of the signature card is that you will supposedly get free insurance when you rent a car with the card. it has a 3% foreign transaction fee so i REALLY doubt you will use it for that.
the only other thing it does different is charge the merchants you pay higher fees. to be honest i actually like my regular freedom card because it charges my favorite restaurants less than a signature card would.
Junk I use:
AmEx Platinum for Mercedes Benz from, 75k spending ability
AmEx Everyday 8.99% + Prime, 44k CL
Chase Ink Bold, 35k
Chase Freedom (Converted from WaMu VISA) from '07, 5.99% + Prime, 30k CL
Junk I don't use
BoA Susan G. Komen Cash Rewards (converted from World Points MC) from '07, 7.9% Fixed APR, 30k CL
Discover IT (Converted from Discover More) from '08, 5.74% + Prime, 20k CL
AmEx Clear from '07, 4.99% + Prime, 10k CL
All 3 credit scores are over 800.