Conversion to Freedom sig denied

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
5 posts
Freedomtodiscover
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Posts: 54
Joined: Thu Jul 12, 2012 2:50 pm
Location: CA

Conversion to Freedom sig denied

Postby Freedomtodiscover » Mon Apr 15, 2013 10:06 pm

I emailed chase a week ago asking for a upgrade to the Freedom sig they forward my message and today got a letter in the mail saying I was not qualified. Don't see how, have excellent scores and at least that 5k CL had the card for a year. Worth the phone call to Chase? Anyone have any luck recently with upgrading their card?
[size=80]
HSBC Premier - $32K
Amex BCE - $10.5K
Amex ZYNC - NPSL
Chase Freedom - $5K
Discover IT - $3K
EX Fico- 780[/size]


pewpew
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Joined: Wed Apr 03, 2013 3:16 am
Location: nyc/ny

Postby pewpew » Mon Apr 15, 2013 11:27 pm

if you aren't eligible there is nothing anyone can do for you.

there are very few benefits to it. you will still earn the same rewards. the only real use you will get out of the signature card is that you will supposedly get free insurance when you rent a car with the card. it has a 3% foreign transaction fee so i REALLY doubt you will use it for that.

the only other thing it does different is charge the merchants you pay higher fees. to be honest i actually like my regular freedom card because it charges my favorite restaurants less than a signature card would.
Junk I use:
AmEx Platinum for Mercedes Benz from, 75k spending ability
AmEx Everyday 8.99% + Prime, 44k CL
Chase Ink Bold, 35k
Chase Freedom (Converted from WaMu VISA) from '07, 5.99% + Prime, 30k CL

Junk I don't use
BoA Susan G. Komen Cash Rewards (converted from World Points MC) from '07, 7.9% Fixed APR, 30k CL
Discover IT (Converted from Discover More) from '08, 5.74% + Prime, 20k CL
AmEx Clear from '07, 4.99% + Prime, 10k CL
All 3 credit scores are over 800.

432521
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Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

Postby 432521 » Tue Apr 16, 2013 2:30 am

did they tell you the reasons why you were not qualified?
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

Freedomtodiscover
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Posts: 54
Joined: Thu Jul 12, 2012 2:50 pm
Location: CA

Postby Freedomtodiscover » Tue Apr 16, 2013 12:45 pm

No the paper didn't list any reasons
[size=80]

HSBC Premier - $32K

Amex BCE - $10.5K

Amex ZYNC - NPSL

Chase Freedom - $5K

Discover IT - $3K

EX Fico- 780[/size]

432521
Centurion Member
Centurion Member
 
Posts: 379
Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

Postby 432521 » Tue Apr 16, 2013 12:53 pm

if anything I would call to see if the CSR could tell me the reasons why you didn't qualify and try to work on those
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday



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