6 mo. credit history, approved for CSP, Freedom, and Blue!

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
5 posts
maxxxx
 
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Joined: Mon Apr 15, 2013 7:26 pm
Location: San Francisco, California

6 mo. credit history, approved for CSP, Freedom, and Blue!

Postby maxxxx » Mon Apr 15, 2013 7:33 pm

New to the site, hi guys.

My bank had a promotion to check out your credit report for free, found my score at 714 after just 6 months of use from my college credit card. Decided I wanted my score a little higher so I applied for the three credit cards, Chase Freedom, Amex Everyday Blue, and the Chase Sapphire Preferred.

First two were instantly approved. For the CSP, it would not submit my app online for some reason and I had to phone in my application, which they said would review over 7-10 days. I called the recon number, thanks to this site, and they asked be a few questions about why I wanted another Chase card, then forwarded me to verification. Approved today with a $5000 limit on the Chase Freedom, $5000 on the Sapphire, and $2500 on the Amex.

Excited to start building my credit history and amassing some reward points. :cool:


fearlessdragon
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Postby fearlessdragon » Wed Apr 17, 2013 1:14 am

Congrats!! All three are awesome cards. I have 3 months of history. I bank with chase and i saw i was prequalified for freedom. I applied for that and it is review now. Whats the recon number you called for chase? Also if you dont mind can you please share what they asked about CSP and what was your answer? I am planning to apply for CSP after 3 months, so i want to prepare myself..
Bank of America 123 Secured card - $500. - $39 AF - 01/13
Discover IT -$750 - 01/13
DCU Platinum Visa-No rewards -$3000 -01/13
CapOne Cash Rewards for
Newcomers -$500 -03/13

No scores in EQ and EX because of Thin file
CK score is 698 as of 04/22/2013

MemberSince99
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Postby MemberSince99 » Wed Apr 17, 2013 6:04 am

The Chase hold up might have been why you wanted 2 cards so quickly and perhaps a little thin file as well but congrats those are great cards you did very well!

Dman316
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Location: Pittsburgh, PA

Postby Dman316 » Wed Apr 17, 2013 10:05 am

Congratulations!
My Cards

Chase Freedom Visa Signature: $5.2K
Capital One Quicksilver Visa: $7.5K
Discover IT: $5.5K
Huntington Voice World Mastercard: $1.6K

In the garden indefinitely.

MemberSince99
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Location: WI

Postby MemberSince99 » Sat May 18, 2013 7:58 pm

fearlessdragon wrote:Congrats!! All three are awesome cards. I have 3 months of history. I bank with chase and i saw i was prequalified for freedom. I applied for that and it is review now. Whats the recon number you called for chase? Also if you dont mind can you please share what they asked about CSP and what was your answer? I am planning to apply for CSP after 3 months, so i want to prepare myself..


Might be a little late now fearless, but the recon number is

Sounds like they just asked why he wanted another card with Chase. You can simply tell them the truth such as you are looking to combine the Freedom's categories with the travel rewards of the CSP so you can fulfill as many of your credit needs with Chase as possible, or whatever the case may be. As long as it's a reasonable reason and not something ridiculous like I need more credit so I can pay an attorney to initiate bankruptcy proceedings, you should be good.



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