anybody have Visa black?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
26 posts
User avatar
djrez4
Centurion Member
Centurion Member
 
Posts: 1468
Joined: Tue Jul 31, 2012 12:20 pm
Location: United States

Postby djrez4 » Tue Apr 30, 2013 11:39 pm

Scoach wrote:Or it's for those of us who wanted the bonus points, lounge access, FHR program, concierge, excellent customer service reps, hotel program perks, rental car perks, travel internationally, want the airline reimbursement, and who don't really care about the $450 AF.


Fair enough. It's a means to an end for both of us. We just have different ends.

Scoach wrote:It's a piece of plastic that allows people to spend their money. I am not entirely sure why anyone attaches "prestige" to any type of card, but people certainly seem to. I rarely even carry mine unless I am traveling as I got mine mostly for the travel perks.


Exactly. Eyes of the beholder. It can be a crutch for some who need to artificially inflate themselves. Or, it can be the big stick of the man who walks softly.

In a case I defended last year, the plaintiff made it a point to mention his American Express black card at every opportunity. He came across as a cock.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]


Scoach
Gold Member
Gold Member
 
Posts: 39
Joined: Wed Mar 06, 2013 9:56 am
Location: Florida, United States

Postby Scoach » Wed May 01, 2013 12:33 am

djrez4 wrote:
Exactly. Eyes of the beholder. It can be a crutch for some who need to artificially inflate themselves. Or, it can be the big stick of the man who walks softly.

In a case I defended last year, the plaintiff made it a point to mention his American Express black card at every opportunity. He came across as a cock.


For the first year I had the card, I didn't carry it. I hated the connotation that went along with it, and the presumptions people made when I used it. I carried the gold card instead. I've only moved away from that very recently as I am shutting down the gold card and using my CSP instead.

I know a few Centurion users, and most hardly ever mention it. I don't know why anyone would be thrilled to mention that they pay $2500 a year to carry a credit card. I certainly wouldn't. I doubt I'd ever carry a Black card, even if invited.

Some people do seem to carry their egos in their wallets though. Or by what they drive, or in other material things. I've had to shut some of my friends up when they start talking to strangers about some of the things I own. It's embarrassing but even more, it's no one's business.
AmEx - Platinum, Gold, Bluebird
Chase - CSP, Freedom
HSBC - Orchard Bank (1999)

rockyrock
Centurion Member
Centurion Member
 
Posts: 850
Joined: Thu Mar 21, 2013 6:06 am
Location: Ventura, CA

Postby rockyrock » Wed May 01, 2013 5:43 am

The first few years I had my Amex Platinum I admit it was purely for status; I didn't use any of the services or take advantage of any of the perks. Now I consider it a tool that makes my life easier, still, every year before the AF posts I re-evaluate the cost benefit and decide to keep it.

Many still judge me when they see it--it really amuses me though when that person is surfing on a $600 iPhone that cost him $150 a month to use. What's up with that anyway :-)
American Express (2005): Green & Blue Cash Everyday
Chase: Freedom & UA Club USAA: Signature Visa & American Express
Discover it Bank of Hawaii Hawaiian Airlines WEMC Synchrony Sam's MC
Navy FCU Platinum Visa Citi Double Cash & AT&T Access MC

User avatar
djrez4
Centurion Member
Centurion Member
 
Posts: 1468
Joined: Tue Jul 31, 2012 12:20 pm
Location: United States

Postby djrez4 » Wed May 01, 2013 7:39 am

rockyrock wrote:Many still judge me when they see it--it really amuses me though when that person is surfing on a $600 iPhone that cost him $150 a month to use. What's up with that anyway :-)


Who in the world pays full price for an iPhone and $150 for a plan?

Really, it's not that hard to reap benefits well in excess of the annual fee.

How did this turn into a Platinum thread? It's supposed to be a Visa Black thread.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

[/RIGHT]

User avatar
Z06Biker
Centurion Member
Centurion Member
 
Posts: 464
Joined: Fri Apr 12, 2013 5:39 pm
Location: Los Angeles

Postby Z06Biker » Wed May 01, 2013 2:58 pm

If the Visa Black were made of carbon-fiber, well then that'd be a different story.

In other news, I do hear it has insanely stringent credit requirements for approval...
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

User avatar
FastSRT8
Centurion Member
Centurion Member
 
Posts: 1455
Joined: Thu Apr 19, 2012 1:32 pm
Location: Canada

Postby FastSRT8 » Wed May 01, 2013 4:34 pm

I believe the stringent requirement is part of the 'mystique' visa want to build
Carpe diem quam minimum credula postero!



Return to “Visa & MasterCard”

Who is online

Users browsing this forum: No registered users and 2 guests