Torontonian wrote:Its just 14 months since I moved to the US as a result of a work transfer. I m from Canada.
I got a plain secured visa from BoA with an 8K limit in Jan 2012. Last month they sent me a check for 8K and unsecured the account.
I believe my credit score is good, but short. Always paid in full.
My other card is a premier rewards gold, which I believe reports similarly.
I did not want both my card reporting "wrong" numbers, hence called them and asked them to revert to the old plain card. I do plan to get this one once the reporting changes.
Ah. I saw Torontonian but also Plano, TX so I didn't put the two together. I can understand now why you would want the Visa to report the limit.
So did they change the account back to a Platinum Plus version or just a plain Visa card?