I just recently (opened in January) got a Discover It card with a $6,000 limit. I also want to open a big-name Visa/MC for those non-discover takers out there. General financial standing:
- $70,000 gross salary
- 745 TU FICO
- 728 EQ FICO
- 6,000 in student loan debt (Great Lakes)
- 27,000 car loan
I'm a bit worried about my EQ report because I have 6 inquiries on it, including one from Chase a year ago when I was denied, and a lot more ignorant about how credit works (otherwise I wouldn't have applied).
Would it be a stupid idea to apply for the Sapphire w/ my Discover only being open for a few months and 6 inquiries on my Equifax (if they pull from there)?
Thanks for any input!