- Platinum Member
- Posts: 86
- Joined: Sun Jan 01, 2012 4:14 pm
- Location: Tennessee
MaxPunishment wrote:I find that banks will generally grant the highest limits to both the safest and riskiest of consumers, the latter in hopes of accumulating a considerable profit from the interest they will charge over the years for the high balances. My brother has less credit history with less income and less solid payment history and he routinely gets instantly approved for higher limit credit cards than myself. Given her limited credit history, they may view her as being in the latter category but I'm sure she will use the card wisely.
We haven't paid interest on anything other than our house since 2005.
We actually pay off charges (which are rare anyway lately) as soon as they post to the accounts.
Current FICO: 805 (Equifax)
*USAA Platinum MasterCard CL-$1,000.00
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