NFCU still awesome

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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irvinfitness
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Website: http://irvinfitness.com
Location: Lafayette/IN

NFCU still awesome

Postby irvinfitness » Tue Mar 12, 2013 1:48 pm

Last month, I requested a CLI (hard pull) because I knew I would get something after starting a new full time job. So I went from 2k to 20k on my cashRewards card. At the time, I didn't know they offered a Visa Signature, so this week I asked them to upgrade me via the secure message center and they did it no problem. Sending a new card and effective immediately, my interest rate has been decreased from 17.9% to 12.65% (not that I ever carry a balance).

So far, I have been nothing but satisfied with NFCU and their customer service has been top notch as well. I'm glad my grandpa opened a small savings account in my name because it got me connected with a top notch credit union. Best auto loan rate I could hope for and a great Signature card.

If you have a relationship with them, don't blow it. They will come through for you when you need them to (auto loan, LOC, etc.)

Anyone else having really great service with them lately?
[size=60]Chase Freedom Signature - 10k (rotating 5%)
Citi Platinum Select - 8.1k (rotating 5%)
Discover It - 12k (rotating 5%)
AMEX BCE - 20k (Groceries 3% / Gas 2% )
Regions Signature Visa - 5k
US Bank Cash+ - 5.5k (Restaurants/Fast Food 5% / Drug Stores 2%)
Navy Federal cashRewards Visa Signature - 20k (Business Purchases)
Care Credit - 6k (Vet Bills/Dentist - 0% APR)
Chase IHG Rewards (Priority Club) - 18k (Annual Night Certificate, Platinum Elite Status)

Not used except for occasional purchase with promo:
Jared - 7.5k [/size]


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Calipso
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Postby Calipso » Tue Mar 12, 2013 4:56 pm

Check my signature and see why I like NFCU.

They've been a solid part of my credit history since 2001.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500

irvinfitness
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Joined: Tue Nov 27, 2012 8:43 am
Website: http://irvinfitness.com
Location: Lafayette/IN

Postby irvinfitness » Wed Mar 13, 2013 10:28 am

Calipso wrote:Check my signature and see why I like NFCU.

They've been a solid part of my credit history since 2001.


No kidding, great for you as well! I started my credit history with them in 2010, but never plan to let it go. Do you find that you ever use the NavCheck? I've thought about applying for a NavCheck account, but don't ever anticipate using it for the overdraft protection and honestly, don't really need an LOC for anything. How does it report? Maybe it could help broaden my credit profile a bit.
[size=60]Chase Freedom Signature - 10k (rotating 5%)

Citi Platinum Select - 8.1k (rotating 5%)

Discover It - 12k (rotating 5%)

AMEX BCE - 20k (Groceries 3% / Gas 2% )

Regions Signature Visa - 5k

US Bank Cash+ - 5.5k (Restaurants/Fast Food 5% / Drug Stores 2%)

Navy Federal cashRewards Visa Signature - 20k (Business Purchases)

Care Credit - 6k (Vet Bills/Dentist - 0% APR)

Chase IHG Rewards (Priority Club) - 18k (Annual Night Certificate, Platinum Elite Status)



Not used except for occasional purchase with promo:

Jared - 7.5k [/size]

hwturner
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Location: southeast

Postby hwturner » Mon Sep 09, 2013 9:26 pm

As a side note, it's no longer called a "NavCheck". It may still show up as that on your online profile but it's recently been changed to a "Checking Line of Credit" or "CLOC".

Makes you wonder who/why they change the name of something like that. I'd love to sit in on that conversation.
NFCU Visa Signature Flagship $8.5k
Home Depot Consumer Card $2.5k
PNC Bank Card(AU) $2.5k
AMEX BCE $2.5k
Discover IT $3.5k
Chase Slate $5.4k


Experian: 771
Transunion: 715
Equifax: 680 (as of 08/01/2013)

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Calipso
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Postby Calipso » Tue Sep 10, 2013 3:47 pm

hwturner wrote:As a side note, it's no longer called a "NavCheck". It may still show up as that on your online profile but it's recently been changed to a "Checking Line of Credit" or "CLOC".

Makes you wonder who/why they change the name of something like that. I'd love to sit in on that conversation.


I noticed that the last time I logged in. I liked the name NavCheck. I'll keep it in my signature for that ol' nostalgic feeling.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500



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