CSP or Hyatt

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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websteth
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CSP or Hyatt

Postby websteth » Sun Mar 03, 2013 7:52 pm

So I have the regular Sapphire and the Hyatt Visa. The Hyatt card has actually been great to me so far and I have managed to get several free nights thanks to the signup bonus. I do travel out of the country enough to want a card with no transaction fees and while my Platinum AMEX is the primary card, it's nice to have a Visa for a backup.

My question is when my Chase Hyatt comes up for renewal, should I stay with it or migrate to the Sapphire Prefered? I don't really fly the airlines in the transfer program but, the hotel perks are always nice and I can still move the points to Hyatt. Just curious what others thoughts are. Thanks.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
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Chase: Sapphire Preferred Visa Signature, Freedom Visa
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MB131174
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Postby MB131174 » Sun Mar 03, 2013 10:09 pm

I too have the Hyatt and the CSP. The Hyatt gives a free night every year even if the card is not used, something the CSP will not give you. Plus, the Hyatt has a $20 lower annual fee plus the EMV chip for use overseas. In your situation I'd keep the Hyatt for the annual free room, which more than pays for the annual fee in itself.
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agp
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Postby agp » Mon Mar 04, 2013 11:57 am

If you stay at Hyatts often then go with the Hyatt credit card. However, if you want versatility for the future, get the CSP. Both are great cards though.

Main Card: Amex Platinum
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websteth
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Postby websteth » Mon Mar 04, 2013 6:44 pm

Thanks for the thoughts. Chase said CSP is getting EMV soon so we will have to see.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
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SuperKirby
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Postby SuperKirby » Fri Jun 14, 2013 8:27 pm

websteth wrote:So I have the regular Sapphire and the Chase Hyatt Visa. The Hyatt card has actually been great to me so far and I have managed to get several free nights thanks to the signup bonus. I do travel out of the country enough to want a card with no transaction fees and while my Platinum AMEX is the primary card, it's nice to have a Visa for a backup.

My question is when my Chase Hyatt comes up for renewal, should I stay with it or migrate to the Sapphire Prefered? I don't really fly the airlines in the transfer program but, the hotel perks are always nice and I can still move the points to Hyatt. Just curious what others thoughts are. Thanks.


Just wondering, what did you end up doing? I was thinking of getting the Hyatt card myself (in addition to my CSP). The free night every year is enticing however, Hyatt doesn't seem to end up in the right spot for me when I travel. Just seeing if maybe anyone out there got the card and made good use out of the yearly certificate?

agp
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Postby agp » Sat Jun 15, 2013 5:30 am

agp wrote:If you stay at Hyatts often then go with the Hyatt credit card. However, if you want versatility for the future, get the CSP. Both are great cards though.


With that said... I think the Hyatt card is a much better deal. If you are like me, someone who swears by Hyatt, then get the Hyatt card. Not only do you get a free night every year for C1-4 hotels, but you also get better point bonus system as you would on the CSP, except points go directly go Hyatt. Also, the AF is lower and have a possibility of retention bonuses. And it already has chip, unlike the CSP.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

websteth
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Postby websteth » Sat Jun 15, 2013 9:23 am

So far I am hanging on to my Hyatt Visa. I am going to London in a month and I figured at the very least, the Hyatt card has a Chip so I am for sure keeping it until at least then. I agree that the free night is a huge perk to have. But, like others have said, I'm finding myself traveling to more places that the Hyatt location is a little more out of the way than say a Hilton or an SPG location. But yes, for now I'm keeping the Hyatt card.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

MB131174
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Postby MB131174 » Sat Jun 15, 2013 12:27 pm

I was debating almost the exact same thing. I'm keeping both CSP and Hyatt. I use the CSP for all my daily spending, and pay my rent with the Hyatt card. I figure I'll get a couple of free nights a year by using the combo of the two cards and transferring UR points to Hyatt to compliment the points I get with my Hyatt card.
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agp
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Postby agp » Sat Jun 15, 2013 1:06 pm

websteth wrote:But, like others have said, I'm finding myself traveling to more places that the Hyatt location is a little more out of the way than say a Hilton or an SPG location. But yes, for now I'm keeping the Hyatt card.


Whatever card you decide to go with, just don't get an SPG. Biggest rip off ever.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

websteth
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Postby websteth » Sat Jun 15, 2013 2:40 pm

agp wrote:Whatever card you decide to go with, just don't get an SPG. Biggest rip off ever.


Yea, I got the SPG one last year for the sign up bonus. I used the bonus but then killed the card. It didn't really earn much. The Hyatt one at least has a decent points earning structure and rewards redemption options.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard



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