Freedom or CSP first?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
4 posts
maintain360
 
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Joined: Tue Feb 26, 2013 10:15 pm
Location: LV

Freedom or CSP first?

Postby maintain360 » Tue Feb 26, 2013 10:31 pm

Currently transitioning to Chase as my primary bank (might as well, home loan is through Chase), and wondering what you guys think my chances are in getting these cards... Here's some background

BofA visa: 7k limit
Discover more: 3.5k limit
Citi platinum select MC: 1.5k limit
Kay jeweler: 3.5k

Also, i'm currently in the process of refinancing my home loan through Chase as well. Last inquiry on credit before the refi was in 2011. Scores pulled from refi as of 2/4 is TU: 775, EQ: 759, EX: 756

Please let me know what you think my chances are in getting approved for both Freedom and CSP! Thanks in advance :) :)


ncosky290
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Location: Minneapolis

Postby ncosky290 » Wed Feb 27, 2013 8:52 pm

i would go with the freedom. I love mine so far. As for the CSP. I hear high requirements for this card. Have you thought about the CS regular? As for approval as long as your Utl is low the freedom should be a good bet even if you have to call Recon. No baddies i am assuming on your CR's.
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-

cashback
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Postby cashback » Wed Feb 27, 2013 8:56 pm

Wait till your refi is finished and apply for both. Thats what I would do...
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

maintain360
 
Posts: 2
Joined: Tue Feb 26, 2013 10:15 pm
Location: LV

Postby maintain360 » Fri Mar 01, 2013 2:12 am

cashback wrote:Wait till your refi is finished and apply for both. Thats what I would do...


How long after refi would you say to apply? And thanks for the help!



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