How Do I Know My Cash Back From Freedom Is Indeed Correct?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
13 posts
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Location: Chicago

Postby Dylan1982 » Sun Feb 24, 2013 7:13 am

0_to_60 wrote:when do you get the $100 cash back?i spend already 500 in the first month and havent received nor been refunded

Yeah I would like to know this as well. I will be at the $500 mark the next time I get gas.
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)

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Location: NY

Postby cashback » Sun Feb 24, 2013 9:47 am

Dylan1982 wrote:Yeah I would like to know this as well. I will be at the $500 mark the next time I get gas.

I spent over $500 in the first billing cycle and got the $100 bonus as soon as the statement cut....
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

Exp 772 - TU 781 - Equ 781

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Postby Gamma » Mon Feb 25, 2013 12:18 am

Dylan1982 wrote:Referring to your first link, yes that is the link that I was referring to. 7-11 isn't listed on the merchants list as getting back the 5%.

The second link that you provided, how do you know that Chase uses this list with the MCC codes to get the 5% back?

Using the MCC list, the 7-11 that I went in filled up is on the MCC list...



So what does that mean for me??

Seems like the MCC for that 7-11 fuel station doesn't qualify for the 5% cash back (meaning, the MCC is not 5541/5542.) I sent a SM to Chase online and asked if they went by MCC or if the list they provide us are the only stores that qualify for the 5% cash back and they responded that they go by MCC. They also state it in your rewards term what stores qualify for the 5% cash back. Sucks you didn't get your 5% on the 7-11 gas charge, but you did in the 7-11 convenience store.
As long as the the places you go to to make your purchases are coded 5541/5542 (gas stations), 5912 (drug stores), or a Starbucks location, then you're good for this first quarter, UNLESS it's listed in the exclusion list.

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