- Centurion Member
- Posts: 323
- Joined: Tue Mar 06, 2012 12:15 am
- Location: Chicago
Gamma wrote:3.5k is a decent starting limit. Do you really need 5k limit?
Yeah $3500 is a decent CL, but this would be my lowest card. All my cards are from $4600 - $7000. I use my CC for all my purchases. I do pay the bill off monthly, but I just don't want the utilization to be high when the card reports.
DavidNY wrote:There's litle to be gained in charging more than $1500 a month on 5% categories with the Freedom, so a $3.5k CL seems adequate.
More money in my pocket lol
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)