Chase Freedom Mastercard application?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
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MemberSince99
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Postby MemberSince99 » Sat May 25, 2013 8:26 pm

Robrus1 with the Cash + you are lucky to have missed out. You would have wasted a pull on a card they nerfed because people actually used it.

Now it would make a great cell phone card. For 5% on that and going out to eat, if you do it a LOT (and if you do you are wasting money), I guess it's ok. Otherwise, just another card.

You have some nice cards in your sig.


beef.stu
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Postby beef.stu » Sun May 26, 2013 2:46 am

huh, odd. I could have sworn that the original link posted by the admin for the freedom MC application, not the visa. Pretty sure that I used said link to get my card as well. Probably a ninjaedit
(01/10) - Wells Fargo VISA Platinum
(05/10) - Techron Advantage
(10/12) - Amex BCE
(02/13) - Chase Freedom VISA
(09/13) - Discover It
(03/14) - Sallie Mae WMC
(09/15) - Citi Double Cash WEMC
(09/16) - US Bank Cash+ VISA Signature

hematino
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Postby hematino » Sun May 26, 2013 3:02 pm

It is a lot harder to find a good quality MasterCard with no annual fee when compared to finding the same for a Visa. I don't know I just like having the diversity in my wallet. For cards that come in both flavors I prefer to have them as MasterCard. Currently my MC branded cards are the Citi Dividend, Barclaycard Rewards, Sapphire Preferred, and sort of my Paypal Smart Connect (its tied as permanent backup on my Paypal Business Debit MC, so its technically also a MasterCard. Ive got at least three times that many Visas.

Besides Crap One, Barclays still offers a pretty decent array of MCs. I'm interested in getting the Ring myself near the end of the year. Also might try and see if Chase will be willing to convert my Freedom from a Visa to a MC. They made it from a Slate Visa to a Freedom Visa last summer without any hiccups, so hopefully there won't be a problem.
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C.K.
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Postby C.K. » Wed Jun 19, 2013 9:47 am

MemberSince99 wrote:Honestly MC is becoming kind of irrelevant these days. Have you noticed fewer and fewer MC cards are being offered by banks?

I used to want to have a card on each of the major networks too which is why I got the Freedom MC last year. Now I'd rather have the Visa.


I honestly think it depends on the country you're currently at. Here in the U.S., Visa is clearly more dominant than MC. But if you go to Canada for example, Mastercard is more dominant than Visa. So depending on where you are or where you shop or what you regularly buy, one may have more advantage to you than the other.
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dragon452
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Postby dragon452 » Fri Apr 18, 2014 10:38 pm

trumpet-205 wrote:No you cannot have both. You have to pick one.


There are rare exceptions: when Chase took over the First Card (of Chicago) Visa & MasterCard accounts years ago, I was sent both a Freedom Visa and a Freedom MasterCard. (My payment history was perfect, my FICO scores in the low 800's, and a successful loan history). Even back then, Chase told me it was VERY rare to have a Freedom Card in Visa and MC at the same time. I easily converted the Visa to a signature card, but left the MasterCard alone (I didn't want to push them for a "World MC"). I still maintain both accounts.

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Postby CC Deville » Sun Apr 20, 2014 7:23 pm

dragon452 wrote:There are rare exceptions: when Chase took over the First Card (of Chicago) Visa & MasterCard accounts years ago, I was sent both a Freedom Visa and a Freedom MasterCard. (My payment history was perfect, my FICO scores in the low 800's, and a successful loan history). Even back then, Chase told me it was VERY rare to have a Freedom Card in Visa and MC at the same time. I easily converted the Visa to a signature card, but left the MasterCard alone (I didn't want to push them for a "World MC"). I still maintain both accounts.


It is "rare" to have both Visa and MC versions of Freedom because most people would only want one card with the same reward structure. Unfortunately, Chase has signed an exclusivity clause with Visa and will be phasing out all MasterCards (except partner cards like the IHG MasterCard and GM Business MasterCard) at some point this year. They will be re-issuing the MasterCards as Visa. I have not received a notice for my Slate MasterCard yet; however, others have started to report receiving the letter on their Freedom cards.

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jumbo
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Postby jumbo » Sun Apr 20, 2014 11:21 pm

tigerowl06 wrote:I had two Chase Freedom Visas at one time. Silly, I know.


Me too... Had two Chase Freedom VISA. I combined the credit limit and closed one.
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dragon452
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Postby dragon452 » Mon Apr 21, 2014 10:55 am

I had read "rumors" of Chase Bank dropping MasterCard, so thank you for confirming this. I haven't received any notification from the bank as yet. But this leaves me in a bind: Since I already have a Freedom Signature Visa with them (a very old account), there's nothing else I can replace the Chase MasterCard with except another Chase Visa card (if they will even do that for me). I might just lose a 41 year old MasterCard account permanently. Any advice? Thanx!

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Postby CC Deville » Mon Apr 21, 2014 4:26 pm

dragon452 wrote:I had read "rumors" of Chase Bank dropping MasterCard, so thank you for confirming this. I haven't received any notification from the bank as yet. But this leaves me in a bind: Since I already have a Freedom Signature Visa with them (a very old account), there's nothing else I can replace the Chase MasterCard with except another Chase Visa card (if they will even do that for me). I might just lose a 41 year old MasterCard account permanently. Any advice? Thanx!


Well, I may have caused some confusion; Chase is not going to close our MasterCards; they are simply going to send us a new card with a Visa network and Visa account number. It will continue to report as opened in 1973 (wow!) it will only be changing the account number. So no worries; you will still have your account only as a Visa instead of a MasterCard. If you would like to change now from a Freedom to say a Sapphire or Sapphire Preferred you can call them up and request that. They are pretty good about product changes. Otherwise, sit tight and they will send out the letters shortly and the replacement Visa card soon after.

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Postby dragon452 » Mon Apr 21, 2014 6:48 pm

To: CC Deville, thank you for your information and kind advice in this matter. I just don't want to lose a very old account with a very high credit limit and preferred APR. Interestingly, (among my other cards) I have two World MasterCards and one Signature Visa Card for a long time. Now, I'll have two Signature Visas and one World MasterCard. Six of one, half dozen of the other. Thanks again!



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