Chase Freedom Mastercard application?

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
34 posts
vrijburger
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Location: New York City, NY

Freedom Mastercard - So much confusion

Postby vrijburger » Fri Mar 29, 2013 8:00 am

Hello everyone. This is my first post, so please bare with me. I've been perusing these forms for the past week and have found (almost) all the answers to my many questions. But alas, I need to participate to get some more answered!

So I currently have an Amex Blue Sky, which I am going to switch to a BCE in a month or so after I redeam my points for a $100 statement credit. The points don't transfer. I just raised my credit limit from 4k to 10k with them last night, without a problem. I've had the card since 2012 (by the way, I am 23, a year out of university working as an Executive Assistant in Manhattan with student debt, just to give some more background). I also have a Chase visa from 2008. It's a basic Plus One, or whatever they call it now.

I want to add a Mastercard to my mix mostly because Visa Paywave doesn't work in NYC taxis or at Duane Reade, the wonderful New York pharmacy/convenience store. I also have heard that in some countries Mastercard has slightly wider acceptance. I've lived abroad (in Canada and Germany) and I never had trouble with my Chase Visa, but still, it can't hurt.

I wanted to do a PC to a Mastercard Freedom, so I phoned Chase last night. The woman told me that in order to qualify for the Mastercard version I would need a minimum credit line of 5k. I had 2k. So I requested 6k and she transfered me to the loan department for a quick interview. They asked me the basics and I was approved for the 6k. Then they transfered me back to a different lady...here's where the trouble began...

The option for a Mastercard Freedom wasn't showing up on her screen and she seemed confused and not too eager to assist. She disconnected my call. I phoned back and was connected with a much nicer and more helpful woman. She took the time to look into my inquiry and spoke with a superviser. Now she told me that a Mastercard version is indeed available (she hadn't heard about a minimum credit limit, though) but it wasn't available for a PC from my current Chase Visa. So she said I could apply for it direct from Mastercard's website. I was avoiding that since I didn't want a third card.

So I clicked the link on MC's website to apply for the Freedom. I gave my Chase username and password to auto-fill the application. I was instantly approved with a 3k credit line. So now I am waiting to see if it indeed will be a Mastercard and not a Visa.

I knew that I was pre-approved for the Freedom after having spoken with a banker at a branch last week. But a couple days ago I applied for a USAA Mastercard with an EMV (I really want an EMV chip!) and was denied. Probably since I had no deposits or history with USAA. So that was one hard pull. Then last night I had Amex do another hard pull for the increased credit line. Then Chase made a pull for my Visa credit line increase. Now, I don't know if these were all hard pulls, but some of them certainly were.

Bottom line: is this Freedom going to arrive as a Mastercard or a Visa? Even though I started from MC's website, I was at some point transitioned over to Chase's website for the application and there were no logos or names for either MC or Visa.

Many thanks in advance! You guys are great!


hematino
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Postby hematino » Fri Mar 29, 2013 1:45 pm

I have the Freedom Visa, and applied for the Mastercard version a couple months ago. They didnt hard pull me and sent me a letter that basically stated they were unable to open a Freedom Mastercard for me because I already had the Visa, but that they were willing to open a new account for me if I was interested in any of their other products, and to contact them. I didn't do it lol.
Now she's eyeless.
The snakes she held once
Eat up her hands.

Sevenfeet
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Postby Sevenfeet » Fri Mar 29, 2013 4:37 pm

I have the Mastercard Freedom, so I can vouch that it does exist. It's not as popular since Chase actively promotes the Visa over it, but it works the same way. Congrats on the new card.
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

tigerowl06
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Location: Seattle/WA

Postby tigerowl06 » Fri Mar 29, 2013 11:29 pm

trumpet-205 wrote:What post? Citi is the only one that allows you to hold multiple of the same product, and that is achieved by browser trick (applying two cards at split second).


I had two Chase Freedom Visas at one time. Silly, I know.
Chase Freedom ($2.5K, 10/2009)
Discover it ($6K; 03/2011)
Amex BCE ($19.5K; 02/2013 - 2011 BD)

Robrus1
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Freedom MasterCard

Postby Robrus1 » Fri May 24, 2013 9:55 pm

I was considering getting a MasterCard of some sort since I don't have one. I went to MasterCard's website and I can't find the Freedom MasterCard. Does anyone know if they still offer it, and where it can be found? I haven't decided if I want to do that or just see if Chase will reissue my CSP as a MasterCard, just checking options. Thanks
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

Sevenfeet
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Location: United States

Postby Sevenfeet » Fri May 24, 2013 10:21 pm

Yes, they do offer it but don't promote it nearly as much as the Visa version (I have one.)

I think if you go through Mastercard's main website, there is a link to the Chase Freedom product but there might be other alternative methods too.
Cards:

American Express Platinum (NPSL)

Penfed Platinum Reward Visa ($28K)

Chase Freedom Visa ($25K)

Fidelity American Express ($20K)

American Express Blue Cash Preferred ($20K)

Bank of America Cash Rewards MasterCard ($20K)

Citi Thank You Preferred Visa ($9.5K)

Chase Sapphire Preferred ($7.5K)

US Bank Cash + Visa Signature ($7K)

Discover IT ($4K)

Robrus1
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Location: Texas

Postby Robrus1 » Fri May 24, 2013 10:35 pm

That's where I went to look for it earlier and couldn't find it. That's why I was wondering if they still offer it.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

Robrus1
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Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Sat May 25, 2013 3:22 pm

OK Mod that doesn't really help. I understand the Visa version is better and I have read this thread before. I don't have a card on the MC network and I was trying to get one to so that I'll have a card on all 4 major networks.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

MemberSince99
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Location: WI

Postby MemberSince99 » Sat May 25, 2013 7:55 pm

Honestly MC is becoming kind of irrelevant these days. Have you noticed fewer and fewer MC cards are being offered by banks?

I used to want to have a card on each of the major networks too which is why I got the Freedom MC last year. Now I'd rather have the Visa.

Robrus1
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Location: Texas

Postby Robrus1 » Sat May 25, 2013 8:22 pm

MemberSince99 wrote:Honestly MC is becoming kind of irrelevant these days. Have you noticed fewer and fewer MC cards are being offered by banks?

I used to want to have a card on each of the major networks too which is why I got the Freedom MC last year. Now I'd rather have the Visa.


Yep I've been noticing. MC's website doesn't offer very many cards that are worth a hoot, and even on creditcards.com and websites with tons of cards, I have been having a hard time finding a really good card that's a no annual fee MC and not issued by Capital One. I suppose I don't need one, it was just one of those things I thought I'd look at possibly doing. I don't really need/want another card, I really just need to work on CLIs for my current ones but I would like to have a good MC some day. I don't want Capital One. The one I have, I have never used, it was just for utilization. I don't think the Chase Freedom MC is available online anymore though. I can't find it anywhere. I guess I'll just wait and hope something good comes out eventually. I missed out on the US Bank Cash Plus good ol' days because I didn't know about that card. I'm ready for something that good to come out.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K



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