- Centurion Member
- Posts: 532
- Joined: Thu Jan 17, 2013 7:20 pm
- Location: United States
I have to agree on this. I know it seems to be fun to play the card game around and the people on this forum do it better than most. But 9 cards in 2 years, most of which have tiny limits aren't helping your cause. From what I've read, financial companies like a little age on your credit profile and that just requires patience and paying your bills on time. I can remember getting cards with small limits in my 20's despite making good money. It was just that I was young and had an immature profile. I'm middle aged now and still make good money but it seems to be a lot easier getting what I want. The key is not asking for too much all at once.
I am going to get aggressive in a month of so and apply for two more cards but both of those cards will have specific uses (debt retirement and travel) and I'll still use the other three. After that, I'll refi my mortgage and do a little more "gardening".
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)