- Centurion Member
- Posts: 630
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
IME, a charge card shows on your CR's as an open amount of credit rather then revolving. It also shows how much the highest balance has been (i.e. mine would be 600, ya it's low, but slowly I'm hoping it will get higher.) And that is what will show when you look at the balance on your CR's that was reported, and with a charge card you must PIF every month. It doesn't affect your score much from what I have seen however because utilization is not factored in. I also have 3 revolving accounts currently but with no balances reported and my credit scores are 710+ right now. And yes IME as well I have seen that they do not report credit limits, rather on the CR it just lists it as an open account (I'm not totally sure what this means, but hopefully someone else will be able to shed light on this.) rather then a revolving.
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.