Chase must really like me

Discuss the Visa & MasterCard payment networks as well as cards that operate through them.
18 posts
MemberSince99
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Location: WI

Postby MemberSince99 » Thu Dec 06, 2012 7:24 pm

Personally, I'd prefer the preferred.


Ratfacedudeguy
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Postby Ratfacedudeguy » Thu Dec 06, 2012 7:44 pm

Wise words my friend.

Now the real question to the OP... Why is your post containing such triumphant news riddled with such negative emoticons?
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13

m20e3087
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Postby m20e3087 » Fri Dec 07, 2012 7:27 am

Ratfacedudeguy wrote:For whatever reason Chase doesn't really refer to the Preferred account as such, making it seem like you got downgraded in the underwriting process. The quickest way to verify your Preferred status is to go to Ultimate Rewards where you'll see the Preferred logo and the Transfer Points button in the banner. There is no clause in the terms and conditions that allows them to downgrade you, so even if they just say Sapphire, if you apply for the Preferred version then that's the one you get.


Your are correct, it does say Chase SP, thanks
American Express: Blue Cash Everyday & Platinum

Visa Signature: BankAmericard Travel Rewards, Chase Freedom Unlimited, & Chase Sapphire

Visa Infinite: Chase Sapphire Reserve

MaxPunishment
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Postby MaxPunishment » Sat Dec 15, 2012 12:23 am

Congrats on the Chase Sapphire Preferred, got mine a few weeks ago and couldn't be happier with it. Wholeheartedly agree with you on the Chase > AMEX argument, to me it's not even close, Chase wins in every category

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Socelli
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Postby Socelli » Wed Dec 19, 2012 12:47 pm

Congrats on your CSP card approval! You're right, Chase must really like you because just getting a credit increase from Chase on an existing card is like pulling teeth. They don't hand out CLIs to just anyone. I have a Chase Freedom card with that I've held since 2004 and they've only increased my CL once. I'm sure you more than deserve your credit lines with Chase. Enjoy your CSP card.

In my wallet:
Amex Business Platinum
Amex Gold (standard)
Delta SkyMiles gold
USAA Platinum MC
USAA Amex
Chase Freedom
Chase Southwest Airlines Visa
Firestone Credit Card
Cards:
American Express: Business Platinum-NPSL, Delta SkyMiles Gold-$2K
Chase: Sapphire Preferred-$5K, Southwest Airlines Visa-$3.7K, Freedom-$400
USAA: Platinum MC-$4K, Advantage Rate MC-$4K, Amex-$4K
FBNO: BucksBack Visa-$1K, Amex-$1.7K
GECRB: Walmart Discover-$3,7K
Barclays: Financing Visa-$3.2K, Juniper MC-$1.1K
Capital One: Platinum MC-$1.5K, Platinum MC-$750
CFNA: Firestone-$1.6K
CitiBank: Office Depot Business Card-$1K

jriley
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Location: Atlanta, GA

Postby jriley » Thu Dec 20, 2012 10:05 pm

I've liked my experience with Chase thus far, but I don't think they have the type of thoroughbred excellence American Express has. I don't think I've ever walked away from a call with AmEx, and not been impressed.

Chase is good, but it's not this type of lifestyle card.
Looking to maximize credit, for myself and others.

Fidelity Investment Rewards
American Express Platinum for Morgan Stanley
Chase Sapphire Preferred

kcarter609
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Postby kcarter609 » Fri Dec 21, 2012 7:02 pm

jriley wrote:I've liked my experience with Chase thus far, but I don't think they have the type of thoroughbred excellence American Express has. I don't think I've ever walked away from a call with AmEx, and not been impressed.

Chase is good, but it's not this type of lifestyle card.


I disagree completely. I've probably had 1 conversation with AMEX that went well. The CSR's can't speak English to save their lives, they don't understand what I'm asking, and half of the time you sit on hold for a while. They tell me I'm eligible to enroll in pay over time, yet my account was already enrolled (don't use it though), etc.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

jriley
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Location: Atlanta, GA

Postby jriley » Fri Dec 21, 2012 8:11 pm

I think it varies.

I call Delta's Reserve line, and ask them questions about my Zync. I don't really call the Zync service line, since it is (was) their lowest end card.
Looking to maximize credit, for myself and others.

Fidelity Investment Rewards
American Express Platinum for Morgan Stanley
Chase Sapphire Preferred



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